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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176068 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176122)

It’s great for more expensive items the interest fre...

It’s great for more expensive items the interest free period helps and saves time writing all your details in every time you want to purchase something. Reviewed on: 6th July 2026

Whenever I've had an issue it has been responded to...

Whenever I've had an issue it has been responded to immediately Reviewed on: 6th July 2026

Very friendly staff.

Very friendly staff. Very transparent transactions Reviewed on: 6th July 2026

Used PayPal credit to pay for Disneyland holiday.

Used PayPal credit to pay for Disneyland holiday. It was easy to pay and easy to set up monthly repayments. Many purchases have interest free period. Haven't used customer service as didn't need to - everything is straigh forward Reviewed on: 6th July 2026

Frustrating

Great 0% options but not so great at paying them off. Takes a week to show payments, very vague on how to set up payments. Apparently if you pay over the phone the payment is paid sooner than online. It’s very backwards! I find this very frustrating especially when PayPal is such a big company. I set up a direct debit for a curtain date and it did not go out then, i unfortunately incurred a charge because of it as I wasn’t sure it was set up or not! Reviewed on: 6th July 2026

I only used your credit couple of time !credit

I only used your credit couple of time ! Reviewed on: 6th July 2026

PayPal credit is easy and great!

I was offered this! It’s great - very easy to use and understand. Makes life easier for sure. Reviewed on: 6th July 2026

Perfect and very easy to pay for my thing and love t...

Perfect and very easy to pay for my thing and love the pay in 3 in a little short some months Reviewed on: 6th July 2026

Easy to use.

Easy to use. Fast and flexible. Great service. Reviewed on: 6th July 2026

Very good service I have been a PayPal customer for...

Very good service I have been a PayPal customer for 15 years and never once had an issue. Excellent 5 star Reviewed on: 6th July 2026

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