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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105662 reviews)

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4.90

Based on 105,662 reviews, last reviewed 13th May 2026

2529550% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good, easy to use! Very good, easy to use! Would recommend Reviewed on: 13th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105662)

Brilliant service

Every aspect I have used has been brilliant Reviewed on: 24th April 2026

Is un app fantatic Is amazing y very sure.

Is un app fantatic Is amazing y very sure. Reviewed on: 24th April 2026

PayPal credit is a lifesaver

PayPal credit has helped me a lot especially with emergencies I love there buy now pay 4 month later allows me to budget without being worried of paying off interest or being charged high interest rate I usually pay it off before 4 months has arrived: All banks should offer & provide this service Reviewed on: 24th April 2026

I have never had any issues using PayPal

I have never had any issues using PayPal Reviewed on: 24th April 2026

The interest free period is excellent as is the paym...

The interest free period is excellent as is the payment in 3 option. This all helps with spreading costs and budgeting! I also feel confident using PayPal, particularly online, as there is a buyers protection service embedded in the system. Reviewed on: 24th April 2026

Quick easy simple.

Quick easy simple...No issues around applying Reviewed on: 24th April 2026

Happy with PayPal.....

Provide a good service, and offer extended credit facilities. Reviewed on: 24th April 2026

Fast money transfer ,easy to use, so cool

Fast money transfer ,easy to use, so cool Reviewed on: 24th April 2026

Paypal is great

Paypal is simple to use and very easy to manage money and make payments. Customer service is great Reviewed on: 24th April 2026

Help me spread the cost of unexpected and lumpy costs.

Help me spread the cost of unexpected and lumpy costs. Helps me budget more effectively. Reviewed on: 24th April 2026

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