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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I can rely on PayPal

I know that if I need to pay for a small bill I can rely on PayPal. The company always keeps me informed with any updates that are in my favour and ensures that I am shown how my payments are being used to pay anything outstanding. Reviewed on: 7th July 2026

I always get my questions answered.

I always get my questions answered. It's very reliable service. Reviewed on: 7th July 2026

helpful customer service

Very helpful for people to spread their payments out with different options. Reminders for payments are very helpful. Customer service was great the time I spoke with them, very helpful and took my circumstances into account. Reviewed on: 7th July 2026

Very useful and convenient way to buy low pay later...

Very useful and convenient way to buy low pay later Reviewed on: 7th July 2026

prevent us from fraud .

prevent us from fraud . our tracsactions online guranteed safe. Reviewed on: 7th July 2026

Great service great experience

Great service great experience pay pal is one of the easiet card to use Reviewed on: 7th July 2026

Easy on line shopping and excellent customer service

Easy on line shopping and excellent customer service Reviewed on: 7th July 2026

Great easy to use fast and efficient

Great easy to use fast and efficient Reviewed on: 7th July 2026

Easy to apply for credit, set up direct debit repaym...

Easy to apply for credit, set up direct debit repayments or make one off payments to reduce your balance. The communication so far has been really helpful. Reviewed on: 7th July 2026

Easy to use

I have used for several larger purchases over the years and is very good, no problems Reviewed on: 7th July 2026

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