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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176336 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176342)

Secure payment method .

I always feel confident placing orders with PayPal as in the past they have been extremely quick resolving any issues. Reviewed on: 6th July 2026

You can actually speak to a person!

Always been very good to deal with, I like the fact that you can easily speak to a person if you have any concerns. Reviewed on: 6th July 2026

Good service .

I’ve been happy enough with PayPal credit. Just keep an eye on making sure the minimum payments are made on time! Reviewed on: 6th July 2026

Paypal just works for me

For me PayPal stands out as a top choice for retail finance for smaller purchases & one off purchases due to its user-friendly design, extensive payment options, robust security features, and reliable customer service. Reviewed on: 6th July 2026

Peace of mind

I'm using PayPal since 2012 and its very safe and I can purchase anything without any fear of scam of anything where PayPal accepted i always preferred to pay via PayPal. Reviewed on: 6th July 2026

Payment made easy

Easy to use, payments made easy, fast and secure, user friendly, paying with pay in three is a very good feature Reviewed on: 6th July 2026

I really enjoy the PayPal credit when you don’t have...

I really enjoy the PayPal credit when you don’t have any founds and want to buy something or need to go on holiday it has great offers and you can pay back in 3/4 payments without any charges. Reviewed on: 6th July 2026

PayPal is so easy to use for everything I buy and al...

PayPal is so easy to use for everything I buy and also for sending and receiving money to and from family Reviewed on: 6th July 2026

There when I need it.

There when I need it. Makes life simpler Reviewed on: 6th July 2026

Excellent and would recommend it to others definitely

Excellent and would recommend it to others definitely Reviewed on: 6th July 2026

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