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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176439 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176462)

Simplistic

Easy to use, handy buy thinks you think about but always if and are about. Pay it back interest free, no brainer really. Reviewed on: 6th July 2026

Hassle free affordable borrowing.

Hassle free affordable borrowing. With flexible options you can support your dreams and needs. Reviewed on: 6th July 2026

Using Paypal gives me peace of mind when purchasing...

Using Paypal gives me peace of mind when purchasing online. It also allows you to spread the cost on luxury items. Reviewed on: 6th July 2026

Like and old friend!

I have been using PayPal for years now and I trust them implicitly. When I see someone takes payment by PayPal I always feel relieved and like I am in safe hands. Their web site is easy to use and safe. The feature I love most is pay in 3. The times I have wanted something a bit outside my budget but if I break it up into 3 payments over 3 months it is manageable. You don't pay interest and just make life so much easier. If I ever have an issue they are fair in their dealings if a bit difficult to get hold of (the only tiny downside). All in all, 10 stars all round! Reviewed on: 6th July 2026

Best credit card

I was able to make payment with no interest charges for 4 months & couldn't have done with normal credit cards Reviewed on: 6th July 2026

Paypal, a simple but secure payment

I use PayPal for secure payment and PayPal credit to spread tbe cost of purchases and both are so easy to use and PayPal credit is made so simple in how to pay back any amount. Reviewed on: 6th July 2026

My experience.

I can’t say anymore about my experience as I have already shown in my previous page, the service in my opinion is top notch and I don’t see how you can make it any better. Reviewed on: 6th July 2026

excellent

It’s very good and very helpful very supportive Reviewed on: 6th July 2026

I feel its easier and safer to use.

I feel its easier and safer to use. And having it handy by allowing me to have it in my apple pay makes it very convenient. Reviewed on: 6th July 2026

Customer Service

It has always been quality service delivery Reviewed on: 6th July 2026

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