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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Best good service

Very good service excellent PayPal Reviewed on: 7th July 2026

The easiest way to pay !!!!

Always so easy to use every step of the way Reviewed on: 7th July 2026

4 months interest free is a great help

4 months interest free is a great help Reviewed on: 7th July 2026

Always great communication

Easy to use via the app. Always greT communication which is clear & concise which is really important in financial services. Reviewed on: 7th July 2026

Professional service PayPal

I can never find fault with PayPal every transaction is made with error, on the odd inquiry I’ve made it’s always been answered professionally and promptly Reviewed on: 7th July 2026

Love my paypal credit

I love using my PayPal credit it's hassle free and quick to use. A big help is also the extra security when buying online. There is no long wait while the app responds unlike some apps so overall a pleasing experience Reviewed on: 7th July 2026

Makes paying for our holiday holiday payment.

Makes paying for our holiday easier as we are able to pay off over time. Reviewed on: 7th July 2026

Paypal Credit is my go to whenever I need to purchas...

Paypal Credit is my go to whenever I need to purchase anything over £100. Great add on to an already great product. For example, I purchased tickets for a show recently and the ability to use Paypal Credit allowed me to upgrade my seats as I was able to spread the cost over a few months. Reviewed on: 7th July 2026

I have used and still using PayPal for over 10 years.

I have used and still using PayPal for over 10 years. Cannot tell more than that it’s excellent! Reviewed on: 7th July 2026

Excellent experience very easy to understand

Excellent experience very easy to understand Reviewed on: 7th July 2026

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