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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Practical , useful helpful app user friendly

Practical , useful helpful app user friendly Reviewed on: 7th July 2026

Great way of splitting cost of large payments!

Really helpful to stagger payments over time! Often very low interest rates and th site / app is v easy to use. Great for big one off payments! Reviewed on: 7th July 2026

It has become an excellent platform

It has become an excellent platform Reviewed on: 7th July 2026

Very good for customer service when ringing up with...

Very good for customer service when ringing up with a problem from ebay Reviewed on: 7th July 2026

Very good company.

Very good company. Easy to use and trustworthy. Reviewed on: 7th July 2026

I have been paypal customer for 10 years.

I have been paypal customer for 10 years. Paypal is my safest option when I’m online shopping. It is a peace of mind where i know i never have any issues. Reviewed on: 7th July 2026

I use this site all the time,it's excellent

I use this site all the time,it's excellent Reviewed on: 7th July 2026

So quick and easy to use,and knowing your covered sh...

So quick and easy to use,and knowing your covered should anything go wrong,is priceless in its self. Reviewed on: 7th July 2026

So simple and easy to use.

So simple and easy to use. Clear communication and easy app access Reviewed on: 7th July 2026

I trust them with my details. .

I trust them with my details and getting my money back from companys and individuals who do not keep their promise. Reviewed on: 7th July 2026

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