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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176552)

No nonsense service provider

5
It’s a go to no hassle experience , why would you not use them. Reviewed on: 6th July 2026

Money management

5
PayPal credit is easily managed and available when I need it. Reviewed on: 6th July 2026

Never miss a gig again.

5
Pay Pal makes booking concert tickets, festivals and small breaks easier.Paying in smaller installments is for big purchases makes planning easier Reviewed on: 6th July 2026

Very good, excellent customer service

5
Very good, excellent customer service Reviewed on: 6th July 2026

Love the 4 months free interest

5
Love the 4 months free interest, using it more than 12 years. Now even better with the new PayPal master card. Reviewed on: 6th July 2026

PayPal Credit

5
Excellent , being able to pay for goods over a period of time. Reviewed on: 6th July 2026

Pay pal is a great way to buy online with even more...

4
Pay pal is a great way to buy online with even more ways to pay now over time , pay in 3 , in full ect if you need help are having trouble with a purchase they will step in and help getting your. Refund back to you . You have peace of mind using PayPal. Reviewed on: 6th July 2026

Always gives me a helping hand when the big car repa...

5
Always gives me a helping hand when the big car repair bills come in by providing easy to access credit to spread payments. Reviewed on: 6th July 2026

Best credit card

5
Good credit provider. And a customer-focused Reviewed on: 6th July 2026

Great app and service!

5
Easy to use, quick and seamless service, handy for tricky/international transfers and great for security! Reviewed on: 6th July 2026

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