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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,044 reviews, last reviewed 13th May 2026
2546700% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Effortless and Intuitive I've never had an issue with any transaction, the app is very intuitive and easy to follow, sending and receiving payments is easy and information is ... Read more Reviewed on: 13th May 2026
Andrew P's avatar
Andrew P

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106045)

Highly recommend Paypal!

5
Very user friendly app and service is great when you need support. I appreciate the rewards scheme and the recent introduction of a physical card is excellent Reviewed on: 24th April 2026
Aris's avatar
Aris

Credit where credits due

5
Simply to use it helps me manage my unexpected bills without paying interest, love hove you can split away ment into 3 ag no extra cost Reviewed on: 24th April 2026
MR JB's avatar
MR JB

Great product.

5
Great product. I actively use PayPal in my day to day life Reviewed on: 24th April 2026
Muizz Hirji's avatar
Muizz Hirji

Excellent service.

5
Excellent service. Highly recommended Reviewed on: 24th April 2026
Amigo C's avatar
Amigo C

Been using PayPal for years, the PayPal credit enabl...

5
Been using PayPal for years, the PayPal credit enabled me to pay for a holiday and pay it off slowly throughout the year Reviewed on: 24th April 2026
Alicia H's avatar
Alicia H

Never had any issues, love the different credit opti...

5
Never had any issues, love the different credit options, buy now pay later, pay in 3 etc Reviewed on: 24th April 2026
Phil A's avatar
Phil A

Very good overall.

5
Very good overall. Safety is number one option for me and PayPal is offering this . Reviewed on: 24th April 2026
Marius H's avatar
Marius H

Easy way to pay friends and family

5
Easy way to pay friends and family Reviewed on: 24th April 2026
Elaine H's avatar
Elaine H

Best card ever

5
No hassle, brilliant app with lots of perks Reviewed on: 24th April 2026
Anthony P's avatar
Anthony P

Always a smooth experience, everything is very clear

5
Always a smooth experience, everything is very clear Reviewed on: 24th April 2026
Ramina A's avatar
Ramina A

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