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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176616)

PayPal Credit has been easy to use, with a simple ap...

5
PayPal Credit has been easy to use, with a simple application process and straightforward payments. It’s been a convenient way to spread the cost of purchases, and I’ve had a positive experience with the service. Reviewed on: 6th July 2026

Security

5
Have been using PayPal for years Adds an extra level of security to your spends Reviewed on: 6th July 2026

PayPal customer service

5
PayPal customer service when having issues were quick and prompt, very easy service Reviewed on: 6th July 2026

There with a helping hand when you really need it.

5
There with a helping hand when you really need it. My pal, PayPal. Reviewed on: 6th July 2026

So easy to use.

5
So easy to use. Very convenient, especially when you are in a rush. Wouldn’t be without it. 10 out of 10 for me Reviewed on: 6th July 2026

I find the app very easy to use and understand and t...

5
I find the app very easy to use and understand and the different options to pay is really good Reviewed on: 6th July 2026

Trusted brand with great deals

5
Easy to use, trusted brand, great Interest free deals. Buyer protection. Reviewed on: 6th July 2026

paypal is a great way to spread costs, providing gre...

4
paypal is a great way to spread costs, providing great products assist with buying higher cost items Reviewed on: 6th July 2026

Good experience

5
Easy to us and good for saving mony Reviewed on: 6th July 2026

Customer support is always very helpful

5
Customer support is always very helpful Reviewed on: 6th July 2026

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