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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

It’s so easy to use and convenient.

It’s so easy to use and convenient. It blows my mind when people do not have PayPal! Reviewed on: 7th July 2026

I’ve been using PayPal for almost 11 years now and I...

I’ve been using PayPal for almost 11 years now and I’ve never had a bad experience. They always make it quick and easy to make a transaction in any instance. If there’s any queries they support pages and team are fantastic. Reviewed on: 7th July 2026

paypalno 1 trusted site

paypal is in a word trustworthy i see paypal on net i am buying product as i know i am covered Reviewed on: 7th July 2026

provided everything

Received everything provided on the app Reviewed on: 7th July 2026

Good credit card

Iv been using PayPal for a while now and had only good experience. Reviewed on: 7th July 2026

PayPal Experience

I have used PayPal for years and it's been great! Very smooth and easy to use with a peace of mind knowing PayPal have your back. Reviewed on: 7th July 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. It’s easy to use, payments are straightforward, and the app makes it simple to manage my account. It’s been a convenient way to spread the cost of purchases, and I would recommend it. Reviewed on: 7th July 2026

I love PayPal it makes paying for things so easy and...

I love PayPal it makes paying for things so easy and it gives you that peace of mind! It’s fab for business too with the POS app for iPhones. I also love the credit options so easy to apply and also the pay in 3 is so helpful! Just absolutely love PayPal! Reviewed on: 7th July 2026

Use of PayPal satisfies my daily financial needs.

Use of PayPal satisfies my daily financial needs.. However, they need to improve in the aspects of immediate account reconciliation such that account status is updated immediately following customer’s repayment of any owing, not to take about few days before reflecting on the person’s account. Reviewed on: 7th July 2026

Paypal satisfaction

I use PayPal for every transaction I make on line as I know they will look after me. Reviewed on: 7th July 2026

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