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PayPal: PayPal Credit reviews

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4.90
Based on 106,226 reviews, last reviewed 13th May 2026
2555200% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

character - Good start, but tell us a little more. character - Good start, but tell us a little more. Reviewed on: 13th May 2026
Ziro 's avatar
Ziro

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106226)

I feel safe using PayPal and when I have had issues...

5
I feel safe using PayPal and when I have had issues they resolve things quickly Reviewed on: 24th April 2026
FeW's avatar
FeW

Love the rewards system, easy to navigate app and gr...

5
Love the rewards system, easy to navigate app and great communication Reviewed on: 24th April 2026
vanisapatel@hotmail.com's avatar
[email protected]

It was easy to set up.

5
It was easy to set up. Everything was clear and outlined and easy to read Reviewed on: 24th April 2026
GraemeH's avatar
GraemeH

Integrates seamlessly and incredibly convenient

5
I’ve had a really positive experience using PayPal Credit. It’s incredibly convenient, especially when shopping online, as it integrates seamlessly with PayPal—no need to enter card details every time, which makes checkout quick and hassle-free. One of the standout features is the flexibility it offers. The ability to spread the cost of purchases over time, particularly with promotional interest-free periods, has been genuinely useful for managing larger expenses without immediate financial pressure. It’s clear and transparent, with repayment options easy to understand and track through the app or website. I’ve also found the interface intuitive, with everything from balances to payment due dates laid out clearly. Notifications and reminders help ensure nothing is missed, which adds peace of mind. Overall, PayPal Credit feels like a reliable and user-friendly option for anyone looking for a bit more flexibility in how they pay, without sacrificing control or clarity. Reviewed on: 24th April 2026
Daniel G's avatar
Daniel G

I have used Pay pal for a long time now and I love t...

5
I have used Pay pal for a long time now and I love the App, for some reason I can no longer access it. Otherwise I have had no issues with paypal , easy to use and handy Reviewed on: 24th April 2026
Llinos Griffiths's avatar
Llinos Griffiths

Paypal credit has been great for me, generous limit...

5
Paypal credit has been great for me, generous limit and 0% for 4 months gives me the flexibility to grab some bits for very little and spread the cost. Reviewed on: 24th April 2026
MP's avatar
MP

Everything is what I need any day any time

5
Everything is what I need any day any time Reviewed on: 24th April 2026
Rafal G's avatar
Rafal G

Hassle-free, I have never had a bad experience with...

5
Hassle-free, I have never had a bad experience with PayPal Reviewed on: 24th April 2026
Raymond M's avatar
Raymond M

So simple and easy.

5
So simple and easy. Love the interest free period and how the repayment dates are clear so you don’t trip up with repayments. some sort of alert would be helpful to ensure you don’t forget or miss the deadline. Very pleased with the service. Reviewed on: 24th April 2026
Dawn H's avatar
Dawn H

Paypal-credit helped me out loads with stuff when I...

5
Paypal-credit helped me out loads with stuff when I didn't have money to get it that day and gave me good time to pay back interest free Reviewed on: 24th April 2026
Adam h's avatar
Adam h

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