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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Seamless product

PayPal have always been an excellent and seamless experience. The credit product is no different. Reviewed on: 7th July 2026

PayPal are brilliant.

PayPal are brilliant offering a range of ways to pay, so there is something for everyone. Reviewed on: 7th July 2026

Easy to apply and use, never an issue and everyone I...

Easy to apply and use, never an issue and everyone I know or need to pay have PayPal Reviewed on: 7th July 2026

My experience with paypal .

Hello, my experience over the yrs with paypal have been fantastic never had no problems . They have always been there to help resolve an issue quickly and direct. Kept me in the loop all the way. I regulary use paypal because it makes me feel safe paying for items online . Now there is a card available to is even better . Everywhere you go accepts paypal so its quick and easy. Will definatley continue to use and recommend to others. Which i already have on numerous times over the yrs . Reviewed on: 7th July 2026

Fast easy to set up .

Fast easy to set up and use account always available to check Reviewed on: 7th July 2026

Easy process and acceptance, enabled me to get appli...

Easy process and acceptance, enabled me to get appliances for my new home Reviewed on: 7th July 2026

Excellent service and finance arrangements very easy...

Excellent service and finance arrangements very easy to setup Reviewed on: 7th July 2026

Easy to use

Just so easy to use , love the new pay in 3 service it's fantastic Reviewed on: 7th July 2026

All good

Easy to use, feels safe and never let me down if have a purchase dispute. Reviewed on: 7th July 2026

Since PayPal credit and debit, its all use.

Since bringing out PayPal credit and debit, its all I use. The fact I remember points on spending, that I can then redeem later to save money is absolutely brilliant. The 4 months with no interest on anything over £100 is amazing. I wish I was brought down to maybe £50, but still brilliant. Having the dates for all promotional rates is also extremely helpful. I know exactly whens I have until to pay something off before incurring interest. Reviewed on: 7th July 2026

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