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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176680 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176703)

Reliable trustworthy company

I have been a long standing customer with PayPal and have found the company to be very professional with great customer care. Reviewed on: 6th July 2026

Quick and easy.

Quick and easy. Who wouldn’t want this option to use? Reviewed on: 6th July 2026

Pay pal gives you longer too pay

I use pay pal as you can pay in 3 or use the credit mostly interest 3 which gives you longer too pay for things Reviewed on: 6th July 2026

Good credit rates and easy to use and great customer...

Good credit rates and easy to use and great customer service all round. A ten out of ten for service and rates Reviewed on: 6th July 2026

All good, no complaints

All good, no complaints, everything is what I need it to be. The "buy now, pay later" or the "PayPal Take 3" function, whatever it's called is good for paying over time without incurring extra fees. Would recommend Reviewed on: 6th July 2026

Most useful payment option i have.

Most useful payment option i have. Everything accepts PayPal. Their credit and debit options are amazing and offer tou the best payment plans too Reviewed on: 6th July 2026

Easy to buy what you want at any time.

Easy to buy what you want at any time of day or night with PayPal offered as a payment option. Reviewed on: 6th July 2026

Not really had any problems so can’t comment on CS q...

Not really had any problems so can’t comment on CS quality. Everything else has been perfect. Reviewed on: 6th July 2026

PayPal is great for large payments like flights and...

PayPal is great for large payments like flights and hotels, and you can pay them back with no interest over 4 months, which makes travelling more feasible. The app is easy to use, the information is stored on your devices, and the app's verification is convenient. Purchasing both domestically and abroad has never been easier, especially on social media sites like Instagram and TikTok. Reviewed on: 6th July 2026

Saftey net DO NOT HAVE TO KEEP Sharing bank DETail...

Saftey net DO NOT HAVE TO KEEP Sharing bank DETails and your company is efficient with dealing with any problems that arise Reviewed on: 6th July 2026

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