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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

It’s always very easy to use and it’s a real time save.

It’s always very easy to use and it’s a real time save. Reviewed on: 7th July 2026

Fast, efficient service.

Fast, efficient service. Great service Reviewed on: 7th July 2026

PayPal easy to use

PayPal is very easy to use allowing different ways to pay with intrest free options and great for online transactions keeping your card details private Reviewed on: 7th July 2026

Never had any problems with them

Any problems have been sorted out in no time Reviewed on: 7th July 2026

I had issues getting 2 refunds.

I had issues getting 2 refunds. Paypal stepped in an got my money back Reviewed on: 7th July 2026

Fantastic product -customer services needs work

If there’s an issue speaking with a representative seems impossible. Reviewed on: 7th July 2026

Its always my go to for safe online payments

Its always my go to for safe online payments Reviewed on: 7th July 2026

Excellent

Easy and quick I am doing all my shopping tension free and even I am earning points and most important thing is that I can buy anything now and pay my payment instalments Reviewed on: 7th July 2026

PayPal gives flexibility when I need it

I use PayPal all the time when making purchases on line -often using PayPal credit. It gives me the flexibility I need when I want it. Reviewed on: 7th July 2026

Use PayPal for most things I buy.

Use PayPal for most things I buy. Very convenient to do 0% and pay back in four months. Easy, quick, convenient. Reviewed on: 7th July 2026

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