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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148667 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148668)

I use PayPal for everything!

I use PayPal for everything as I trust that if I am scammed by someone, PayPal will help. I trust them, their pay in 3 is handy to break down larger purchases. I have also got the PayPal card so I can get extra points. Reviewed on: 9th June 2026

Excellent service, can not fault PayPal credit.

Excellent service, can not fault PayPal credit. Excellent rates, great customer service, great communication. Reviewed on: 9th June 2026

Apps easy to use quick and simple used PayPal for ye...

Apps easy to use quick and simple used PayPal for years! Reviewed on: 9th June 2026

It was hassle free to join.

It was hassle free to join.. customer service was also surprisingly good at dealing with queries. I have had no issues so far with this. Reviewed on: 9th June 2026

Using PayPal gives me confidence in my purchases tha...

Using PayPal gives me confidence in my purchases that I am protected. Also very widely available. Reviewed on: 9th June 2026

PayPal offers good service and rewards

PayPal offers good service and rewards Reviewed on: 9th June 2026

Safe, flexible & trusting

Great finance option and it makes you feel safe when purchases giving me the peace of mind Reviewed on: 9th June 2026

It’s very convenient and easy to buy and pay for the...

It’s very convenient and easy to buy and pay for the goods and especially essential things. Reviewed on: 9th June 2026

convenient, accessible, user friendly and secure

convenient, accessible, user friendly and secure Reviewed on: 9th June 2026

Great Service

PayPal credit has been a great help for sorting my financial affairs Reviewed on: 9th June 2026

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