Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,099 reviews, last reviewed 10th May 2026
2411400% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

When it works it works Never had issues until.this year when I thought I had teh DD setup but that wasn't the case. Tuis caused a delayed payment and a £12 fee, something th... Read more Reviewed on: 10th May 2026
Andrei J's avatar
Andrei J

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103099)

Love earning points on PayPal plus.

5
Love earning points on PayPal plus. Makes sending money to family and friends easy Reviewed on: 21st April 2026

Great service was provided with interest-free on pur...

5
Great service was provided with interest-free on purchases Reviewed on: 21st April 2026

Can’t complain.

5
Can’t complain. Easy to use, reliable, good customer support and hassle free. Reviewed on: 21st April 2026

PayPal is excellent at what they do and make it easy...

5
PayPal is excellent at what they do and make it easy but secure Reviewed on: 21st April 2026

Fabulous way to pay....

5
My experience with PayPal has been a positive one, transactions are very easy to apply, any problems PayPal will sort them out quickly and effortlessly, security is first class, using PayPal is safe and problem free. Extra time to pay is a brilliant service as is pay in 3. What can I say, it's fabulous. Thank you PayPal. Reviewed on: 21st April 2026

PayPal customer service: EXCELLENT

5
I’ve always found PayPal customer service to be excellent. Solid, no time wasting but thorough. Reviewed on: 21st April 2026

Never any issues with payments.

5
Never any issues with payments. Always useful and love pay in 3, helps me afford school uniforms and other costly items without paying interest. When it goes wrong, PayPal always steps up and sorts it for me with no ossues Reviewed on: 21st April 2026

Interest free payments and able to pay more and when...

5
Interest free payments and able to pay more and whenever you want! Love it! Reviewed on: 21st April 2026

It's so easy to use and clear to see your...

5
It's so easy to use and clear to see your balance Reviewed on: 21st April 2026

Excellent service

5
Very easy and good service, never had any issues Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 48675 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3709 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
    View all products