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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181154)

Excellent service

5
Never had any problems, good customer service Reviewed on: 7th July 2026
David K's avatar
David K

Easy use

5
With the 0% interest it’s great just gives me options, it’s easy to use and setup and checkout online. Reviewed on: 7th July 2026
Sam Martin's avatar
Sam Martin

Nothing too much trouble, if you online it’s simple...

5
Nothing too much trouble, if you online it’s simple and clear Reviewed on: 7th July 2026
Dean's avatar
Dean

Its very easy to use ive never had any problems with...

5
Its very easy to use ive never had any problems with it it tells you how much to pay and I pay it Reviewed on: 7th July 2026
becky paxton's avatar
becky paxton

Reliable and safe.

5
Reliable and safe. Flexible payment options. Reviewed on: 7th July 2026
Mika S's avatar
Mika S

Have it your way

5
Flexible payments so you can spread the cost over your pay days and still have what you want now. Reviewed on: 7th July 2026
Brad Howard's avatar
Brad Howard

Lacking direct contact

5
It's not easy to contact customer service anymore, can be really frustrating waiting days for a response Reviewed on: 7th July 2026
Cece 's avatar
Cece

Great, when you needed, specially the 4 months inter...

5
Great, when you needed, specially the 4 months interest free. Reviewed on: 7th July 2026
George C's avatar
George C

Simple to use and very secure which is why it is hig...

5
Simple to use and very secure which is why it is highly recommended by me Reviewed on: 7th July 2026
Curtis C's avatar
Curtis C

Excellent service

5
Excellent service great experience Reviewed on: 7th July 2026
Andrew p's avatar
Andrew p

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