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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Ive always used PayPal.

Ive always used PayPal. The added protection gives me security if anything went wrong Reviewed on: 7th July 2026

Convenient easy helps when times a little tough exce...

Convenient easy helps when times a little tough excellent Reviewed on: 7th July 2026

PayPal just makes life so easy, it basically looks a...

PayPal just makes life so easy, it basically looks after all my buying off the internet. Reviewed on: 7th July 2026

My experiences with PayPal are extremely cordial and...

My experiences with PayPal are extremely cordial and very good. Reviewed on: 7th July 2026

Simple, easy to use,

Simple to use. Easy payment options. Offers flexibility at online checkout. Applying was easy with decision in seconds. customer service team has always been helpful and respectful. Reviewed on: 7th July 2026

Trust in PayPal

PayPal gives you peace of mind when buying products, very convenient and easy to use Reviewed on: 7th July 2026

Seemless and easy process, never had any issues with...

Seemless and easy process, never had any issues with the service and very convenient Reviewed on: 7th July 2026

Easy and smooth experience I’m very happy it’s helpe...

Easy and smooth experience I’m very happy it’s helped me in sticky situations. Reviewed on: 7th July 2026

Perfect banking

Great app helps me be flexible with my finances Reviewed on: 7th July 2026

Preoessional service, any issues addressed immediate...

Preoessional service, any issues addressed immediately couldn’t do without it Reviewed on: 7th July 2026

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