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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103081 reviews)

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4.90

Based on 103,081 reviews, last reviewed 9th May 2026

2410650% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is now my main Credit Card. Easy to use and 0% interest rate for 3 months in most of my purchases. It's a no-brainer. Debit and Credit card available on my phone wallet is also a... Read more Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103081)

Payments and services work smoothly with no problems...

Payments and services work smoothly with no problems have had great communication with operators when needed, and i highly rate there app and services. Reviewed on: 21st April 2026

I have used PayPal for several years and have had to...

I have used PayPal for several years and have had to contact them a couple of times and they have always kept me informed about my enquiry. Once I requested them to look into a return for me and they sorted it out and kept me in informed until it was completed. Reviewed on: 21st April 2026

I feel safe having PayPal Credit.

I feel safe having PayPal Credit, because PayPal is a reputable company. I trust that they have my best interest at heart. The customer service is first class and my queries have been answered quickly and with professionalism. Reviewed on: 21st April 2026

Paypal has always been a fast easy to use system and...

Paypal has always been a fast easy to use system and I feel confident that my money is safe and secure with them. I have been using them for years now and I've never had any issues. Reviewed on: 21st April 2026

Safe and secure

Always there especially for the online payments. Safe and secure Reviewed on: 21st April 2026

Always simple to use

Always simple to use in function and well explained in the terms Reviewed on: 21st April 2026

budgeting stress free

What a great and generous way to help people budget Reviewed on: 21st April 2026

Speedy service and great for helping with ordering

Speedy service and great for helping with ordering Reviewed on: 21st April 2026

Good if a little confusing

Good. Sometimes I sm confused by how it all works Reviewed on: 21st April 2026

Nothing not to like.

Nothing not to like. I can spread my cost over 4 months interest free Reviewed on: 21st April 2026

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