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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I have always relied on PayPal since the 90's to saf...

I have always relied on PayPal since the 90's to safeguard any purchases I have made online. Reviewed on: 7th July 2026

PayPal and PayPal credit are really useful

PayPal and PayPal credit are very useful facilities I use PayPal for sending money safely to family for birthdays and PayPal credit for buying slightly bigger ticket items and spreading the cost over a few months. Reviewed on: 7th July 2026

Very easy to use and amazing if anything goes wrong

Very easy to use and amazing if anything goes wrong Reviewed on: 7th July 2026

Efficient, quick & easy

Convenient way to pay for goods, without needing to input my bank details- much quicker and more secure. Anywhere that has the paypal symbol you can use this for easy checkout. Reviewed on: 7th July 2026

Flexible at a reasonable rate

Easy to use and flexible at a reasonable rate. Reviewed on: 7th July 2026

My experience with PayPal has been very positive.

My experience with PayPal has been very positive. The platform is easy to use, and sending or receiving payments is quick and convenient. I appreciate the strong security features and the buyer protection, which provide extra confidence when shopping online. Customer service has been helpful whenever I needed assistance, and the mobile app makes it easy to manage my account from anywhere. Overall, PayPal is a reliable and trusted payment service that I would recommend to others. Reviewed on: 7th July 2026

Quick and easy to get what I want via PayPal app.

Quick and easy to get what I want via PayPal app. Reviewed on: 7th July 2026

Great service

Great service , convenient to use Reviewed on: 7th July 2026

PayPal is there if you want to pay in three payments...

PayPal is there if you want to pay in three payments with NO interest or an unexpected bill for me it’s been a life saver use them all the time you can pay on your account monthly no hassle always there when you need them you just have to love PayPal Reviewed on: 7th July 2026

PayPal is a great service that make purchases easy w...

PayPal is a great service that make purchases easy without having to input bank details on every purchase Reviewed on: 7th July 2026

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