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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148605 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148605)

I find Paypal to be a reliable source to help out i...

I find Paypal to be a reliable source to help out in payments when you do not have enough income to cover a debt. They give you options on how to pay like pay in 3 or 4 months 0% interest free. Reviewed on: 9th June 2026

Handy money

It's always handy to use PayPal Credit and pay it off. Reviewed on: 9th June 2026

Great & convenient

I have used pay pal credit for along time it is a really convenient way of paying for products Reviewed on: 9th June 2026

Excelent PayPal help me too much

Excelent PayPal help me too much Reviewed on: 9th June 2026

Love PayPal I always use it when buying stuff online.

Love PayPal I always use it when buying stuff online so quick and easy to use never a problem! Love the pay in 3 option as it doesn’t seem as much coming out your bank all at once with 0% APR! Also love the the PayPal credit because on big purchases you get a lot more time to pay it off! I will always pick PayPal Reviewed on: 9th June 2026

Never had an issue app easy to use

Never had an issue app easy to use Reviewed on: 9th June 2026

Nice journey

It was great experience Easy process Reviewed on: 9th June 2026

Your checkout on safari on iPhone pop ups don’t work...

Your checkout on safari on iPhone pop ups don’t work Reviewed on: 9th June 2026

PayPal has been handy with transactions.

PayPal has been handy with transactions. Thanks for this Reviewed on: 9th June 2026

Seamless shopping with PayPal

Ease of payment and also offers without interest for 4 months. Reviewed on: 9th June 2026

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