Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103057 reviews)

View other PayPal products

4.90

Based on 103,057 reviews, last reviewed 9th May 2026

2409450% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal credit I use PayPal credit and it’s amazing, hassle free great 0% interest for so many months, use for them emergency buys gifts/appliances. I love it recomm... Read more Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (103057)

Great trusting service

Safe to use helpful and user friendly, customer service can’t do enough to help great for quick payments Reviewed on: 21st April 2026

Great product with excellent offers and opportunities

PayPal credit is simple, easy to use and has helped me purchased a few items I would have otherwise not been able to afford at the time. Reviewed on: 21st April 2026

Financial Security

I have always been able to borrow interest free Credit from Papaland will continue to do so Not many lenders will give you an interest free loan these days Reviewed on: 21st April 2026

PayPal credit review

I use PayPal credit to pay for holidays and flights and find it very handy Reviewed on: 21st April 2026

Customer service is not active and you will need to...

Customer service is not active and you will need to struggle to contact them for any issue. Reviewed on: 21st April 2026

Very easy to use and convienient.

Very easy to use and convienient. The 4 month 0% credit is handy too Reviewed on: 21st April 2026

Always gives me a useful and valued service with ple...

Always gives me a useful and valued service with plenty of offers and time Reviewed on: 21st April 2026

So far so good.

So far so good. I like the 4 months credit zero interest flexibility. Reviewed on: 21st April 2026

Support has been very helpful when I’ve reached out...

Support has been very helpful when I’ve reached out and the credit card is a great plus Reviewed on: 21st April 2026

9/10 almost perfect

Really great.. no problems so far.. customer service is great just wish communication was easier to find in the app…. Like a really obvious button Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 491 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 48651 reviews
Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub