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PayPal: PayPal Credit reviews

4.90
Based on 103,035 reviews, last reviewed 9th May 2026
2408550% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and tracking is very easy as well... Easy to use and tracking is very easy as well Reviewed on: 9th May 2026
Simo's avatar
Simo

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103035)

Very easy to use and very easy to pay with...

5
Very easy to use and very easy to pay with Reviewed on: 21st April 2026

Easy to use online purchasing.

5
Easy to use online purchasing. Safe and secure. Easy installment options for payments. Wide choices to use. Can use it almost everywhere. Reviewed on: 21st April 2026

Feels really safe to pay with PayPal.

5
Feels really safe to pay with PayPal. It’s easy and they offer flexibility and credit if required. Their customer service is fair and efficient. Perfect. Reviewed on: 21st April 2026

Split payments for large purchase interest free was...

4
Split payments for large purchase interest free was a great option for me Reviewed on: 21st April 2026

I found trying to call customer service wasn’t easy!

4
I found trying to call customer service wasn’t easy! I had to have WiFi to call so on my part that was a little frustrating Reviewed on: 21st April 2026

All round great platform with excellent safety featu...

5
All round great platform with excellent safety features leaving one feel safe with ones financial transactions Reviewed on: 21st April 2026

make a little change

5
the only thing is its hard to talk to an agent that would be nice apart from that love it Reviewed on: 21st April 2026

I love PayPal it’s easy to use and helps family memb...

5
I love PayPal it’s easy to use and helps family members out easily when they need help Reviewed on: 21st April 2026

Great brilliant

5
Great credit is straight forward makes paying for things easier Reviewed on: 21st April 2026

Great credit service, no complaints and easy to use

5
Great credit service, no complaints and easy to use Reviewed on: 21st April 2026

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