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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148574 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148574)

Reliable and trustworthy .

I have used paypal for a long time and i would recommend paypal for everyone. Customer service is very efficient and always willing to help when you need. Reviewed on: 9th June 2026

Easy to use PayPal, love pay in 3 and credit if needed.

Easy to use PayPal, love pay in 3 and credit if needed. Use PayPal for purchases online as an extra safely net. Reviewed on: 9th June 2026

Excellent service

My experience with paaypal credit has been excellent, it has given me an opportunity to make my house a home while building up my credit score, I have been able to buy things for my home that I never thought were possible and it has been so easy to keep track of my spending...great service Reviewed on: 9th June 2026

Charges sometimws

I love e erything but I dont understand the charges sometimes Reviewed on: 9th June 2026

Great severe

Had nothing but good experience with PayPal all easy to use It a great service to have im vert happy with PayPal Reviewed on: 9th June 2026

Very good experiences all the time

Very good experiences all the time Reviewed on: 9th June 2026

Very reliable

I'm find PayPal very easy to use and use it for most of my online shopping. Reviewed on: 9th June 2026

Used PayPal credit many times with no issues.

Used PayPal credit many times with no issues. They make it very easy to spread your payments. Reviewed on: 9th June 2026

Alwaysthe beat available with apar

Fast setup and the ability to send or request money using just an email address or mobile number. Reviewed on: 9th June 2026

Flexible payment with zero interest

Flexible payment with zero interest Reviewed on: 9th June 2026

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