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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148538 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148538)

Very easy process to apply for credit, with a very q...

Very easy process to apply for credit, with a very quick decision Reviewed on: 9th June 2026

I hope you'll never change

I'm with PayPal for some time, I also use other similar services but this one is the best so far Reviewed on: 9th June 2026

I don't have any problems.

I don't have any problems. I have a lot of satisfaction using your services Reviewed on: 9th June 2026

Made life easier

Helped me with Christmas, holidays and also unforeseen issues that need fixing Reviewed on: 9th June 2026

I use PayPal for the majority of my online purchases.

I use PayPal for the majority of my online purchases. I am confident in the knowledge that I am protected as I have had to use PayPal resolution on a number of occasions which has been excellent. The pay in 3 and 4 months interest free credit features are a fantastic deal. Can’t fault them. Reviewed on: 9th June 2026

It is convenient and easy way for you to shop and ag...

It is convenient and easy way for you to shop and again you can get what you wont from ebay that makes it cool and collected Reviewed on: 9th June 2026

Easy - Accessible - The Best

The PayPal interface, customer service, and communications make this the optimal portal for credit. It’s easily usable across a lot of websites too, often as a payment option. They always keep me up to date with repayment information and dates through email. PayPal are great. Reviewed on: 9th June 2026

Easy to set up

Very easy to set up from a trusted provider. Reviewed on: 9th June 2026

Great service

I've used PayPal for years and I find the finance options fantastic. The 0% options are fab. Its allowed me to pay for things like Hotels to concert tickets. Reviewed on: 9th June 2026

Highly recommend

PayPal is always reliable, easy to access and just a great product Reviewed on: 9th June 2026

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