Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148500 reviews)

View other PayPal products

4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148501)

I have always had a great experience with PayPal- ea...

I have always had a great experience with PayPal- easy to use and any issues resolved timely and efficiently Reviewed on: 9th June 2026

Paypal services

I like the app its so easy to use ,you can either use the paying 3 or put on account to pay in full ,you can pay more or the minimum ,there is also crypto if you want to open an account, send money to family and friends , you can apply for paypal credit card credit for larger purchases ,I love paypal its so easy to use and offers a lot Reviewed on: 9th June 2026

Always there for any help with any problems incursd

Always there for any help with any problems incursd Reviewed on: 9th June 2026

PayPal credit has been excellent!

PayPal credit has been excellent! It's quick and easy to set up and use. The 4 month flexibility is great it's given me opportunities to book flights pay for certain goods and pay off at a more convenient time plus if you clear the payment within the 4 months it's zero interest you can't loose I've had no issues what so ever and will be using again. Reviewed on: 9th June 2026

Very good service could not ask for better .

Very good service could not ask for better . Reviewed on: 9th June 2026

Pay pal great

Very helpful in need!I use that all the time! Reviewed on: 9th June 2026

I've always had a good experience with PayPal and fe...

I've always had a good experience with PayPal and feel they get better all the time. Reviewed on: 9th June 2026

Always a first class service.

Always a first class service. Customer support always very helpful, never had an issue that couldn't be sorted out. Reviewed on: 9th June 2026

Nice and good experience with paypal

Nice and good experience with paypal Reviewed on: 9th June 2026

An essential tool in your financial toolbox

Paypal is easy to set up, easy to use, reliable, offers various ways to pay e.g. Pay in three Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Payments
from PayPal 4.71 from 3759 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79565 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub