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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102967 reviews)

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4.90

Based on 102,967 reviews, last reviewed 9th May 2026

2405400% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal PayPal credit and PayPal pay in 3 are great PayPal PayPal credit and PayPal pay in 3 are great Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102967)

Easy and convenient to use, handy app to have, can b...

Easy and convenient to use, handy app to have, can be used all over Reviewed on: 21st April 2026

Best product and customer service

Best product and customer service Reviewed on: 21st April 2026

Great would reccomend for large purchases

Great would reccomend for large purchases Reviewed on: 21st April 2026

I have used PayPal for a good number of years.

I have used PayPal for a good number of years. Never had any issues or problem. I would recommend to others Reviewed on: 21st April 2026

Ease of doing transactions on the App.

Ease of doing transactions on the App. Reviewed on: 21st April 2026

Exellent

Excellent, easy to use. Fast easy menu, good security. Reviewed on: 21st April 2026

Displaying minimum payment to avoid interest

It’s not clear what the outstanding amount is that needs to be paid so as not to incur interest especially when using the 4 month interest free mechanism. The only figure that seems to be displayed is the minimum amount, not the amount to be paid, not the amount that should be paid, and by what date to avoid any interest. Reviewed on: 21st April 2026

Very good, been using PayPal for over 15 years.

Very good, been using PayPal for over 15 years. Nothing bad to say. Reviewed on: 21st April 2026

PayPal is great for online purchases.

PayPal is great for online purchases. Reviewed on: 21st April 2026

Pay in 3 has been a game changer I wouldn't have mad...

Pay in 3 has been a game changer I wouldn't have made many of the purchases otherwise. Reviewed on: 21st April 2026

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