Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,934 reviews, last reviewed 9th May 2026
2403800% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very simple and quick application Very simple and quick application Reviewed on: 9th May 2026
Chee L's avatar
Chee L

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (102934)

Easy disputes, good credit options

5
Easy disputes, good credit options Reviewed on: 21st April 2026
Sal's avatar
Sal

Straightforward platform and a household name

5
Straightforward platform and a household name Reviewed on: 21st April 2026
Annette T's avatar
Annette T

Paypal is easy to use, quick for payment both online...

5
Paypal is easy to use, quick for payment both online and in person. Reviewed on: 21st April 2026
Anthony C's avatar
Anthony C

It’s been a great experience.

5
It’s been a great experience. Patient customer service staff. Reviewed on: 21st April 2026
CU's avatar
CU

So safe and so easy

5
PayPal is safe and easy to use - I love it! The app is amazing and it makes managing my finances so simple! Well done PayPal - keep up the great work! Reviewed on: 21st April 2026
Ciara B's avatar
Ciara B

Hard to understand statements.

5
Hard to understand statements. Whish ot was clear like Klarna do. Happy have 0 % ctedit Reviewed on: 21st April 2026
Julija M's avatar
Julija M

Easy to use, clear, great repayment terms

5
Easy to use, clear, great repayment terms Reviewed on: 21st April 2026
Anna's avatar
Anna

Very easy to use so I’m very pleased.

5
Very easy to use so I’m very pleased. Reviewed on: 21st April 2026
Liliana P's avatar
Liliana P

Making payments easy!

5
Paypal credit and the 4 months interest free option are great for consumers, the app is easy to use and as a payment option with so many retailers Reviewed on: 21st April 2026
Rachael E's avatar
Rachael E

I use PayPal on my daily necessities and I love...

5
I use PayPal on my daily necessities and I love it Reviewed on: 21st April 2026
Silvia N's avatar
Silvia N

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill