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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Always a great service!

Always a great service! Never had an issue they couldn't resolve. Reviewed on: 7th July 2026

Easy and good service

Bought flights with Ryanair able to spread the cost super easy had a great holiday as a result would recommend Reviewed on: 7th July 2026

Trouble fee credit plans.

Trouble fee credit plans. Easy to use and you always know where you are with the app. Reviewed on: 7th July 2026

It’s excellent for if you need a little more time to...

It’s excellent for if you need a little more time to buy large items, as you pay it monthly instead of one go and get 4 months with no interest to pay Reviewed on: 7th July 2026

Never had any issues with PayPal.

Never had any issues with PayPal. Easy to use, great customer services, provides the best customer protection and care. Reviewed on: 7th July 2026

Its easy to contact customer service an the query is...

Its easy to contact customer service an the query is dealt with Reviewed on: 7th July 2026

PayPal credit - making it easy

PayPal credit makes it easy to spread the cost - it’s clear and upfront and I feel comfortable knowing my purchases are protected. Reviewed on: 7th July 2026

PayPal credit if you need to buy...

PayPal credit is the best option If you need to buy item but you don't have currently funds Reviewed on: 7th July 2026

No fuss- reliable banking

Easy to get to your account, easy to see where you are at with your finance, good options for paying - like pay in 3 - low credit charges, no fuss fast support everytime and good to know you have some protection from fraud when you pay with PayPal. Reviewed on: 7th July 2026

PayPal has been excellent with me especially the adv...

PayPal has been excellent with me especially the advisors when I’ve paid for something and not received but money returned asap into my bank. Reviewed on: 7th July 2026

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