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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148448 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148449)

Exceptional customer service

I have always experienced exceptional customer service from PayPal. Any issues get handled as soon as possible. In the past I had a concern about an order and I was pleased and grateful PayPal dealt with contacting company about an order issue. Reviewed on: 9th June 2026

PayPal and PayPal credit is good you get a choice of...

PayPal and PayPal credit is good you get a choice of paying straight away or paying in instalments Reviewed on: 9th June 2026

Brilliant always use PayPal for every day

Brilliant always use PayPal for every day Reviewed on: 9th June 2026

It's easy, secure and hassle free

It's easy, secure and hassle free Reviewed on: 9th June 2026

Safe way to pay

Been with PayPal long time no issues so far. Safe way to pay Reviewed on: 9th June 2026

Excellent

It was smooth experience. No problem at all. Reviewed on: 9th June 2026

Trustworthy safe

Value for money making me confidebt that money i spent has given me peace of mind that i can get money back if i encounter a problem plus get points now which is very usefull and good way to save to buy future products Reviewed on: 9th June 2026

Easy to use and convenient

Easy to use and convenient though have concerns around support when things go wrong though not experienced this personally friends have - hopefully never a need to, if so then all will remain good Reviewed on: 9th June 2026

Reliable and Secure Online Payment Service

I've been using PayPal for several years and have found it to be a convenient and secure way to send and receive payments online. The platform is easy to use, transactions are usually processed quickly, and the buyer protection features provide added peace of mind when shopping online. Customer service can sometimes take time to resolve issues, but overall, PayPal remains a reliable payment solution that I would recommend to others. Reviewed on: 9th June 2026

An excellent way to budget

An excellent way to budget or buy those little extra things but spread the cost Reviewed on: 9th June 2026

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