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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148367 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148369)

Great Experience

Always a great experience excellent service easy to use Reviewed on: 9th June 2026

I am just enjoying using Paypal.

I am just enjoying using Paypal. Reviewed on: 9th June 2026

with an extensi

Good. Paypal is a good app with an extensive intuition for expense. Reviewed on: 9th June 2026

PayPal for good reason

PayPal is the original and alternative online bank that still offers a simple and effective way of moving money and making transactions. It’s widely recognised by individuals, retailers and commercial organisations and is easy to use. I’ve made many successful transactions with PayPal. Reviewed on: 9th June 2026

Best credit card

Paypal is incredible , heelp me to sort out my financial situation. Reviewed on: 9th June 2026

PayPal is my top priority payment method

I use PayPal, more then any other payment method…as I love its choice and easy clear transaction methods Reviewed on: 9th June 2026

Great way to pay

Great easy to use. Always on hand Reviewed on: 9th June 2026

I have been using Paypal for close to 2 decades.

I have been using Paypal for close to 2 decades. The addition of Paypal credit was fantastic. Reviewed on: 9th June 2026

Good user experience and fast and prompt response fr...

Good user experience and fast and prompt response from customer related issues Reviewed on: 9th June 2026

Trusted. Easy to use

Easy to use Ideal for online purchases. Trusted ! Reviewed on: 9th June 2026

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