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PayPal: PayPal Credit reviews

4.90
Based on 102,897 reviews, last reviewed 9th May 2026
2402000% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always there and reliable quick and easy Always there and reliable quick and easy Reviewed on: 9th May 2026
Bryan's avatar
Bryan

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (102897)

Easy, secure, and reliable

5
I’ve had a really positive experience using PayPal. It’s straightforward, secure, and makes sending or receiving money hassle-free. Everything is clear and easy to manage, which makes a big difference. Reviewed on: 21st April 2026

Second to none

5
The option to pay in three or the amount of credit they give with the option aswell to pay without interest in 4 or 6 months is really great . Reviewed on: 21st April 2026

Is easier, safe,very supportive.

5
Is easier, safe,very supportive. Support is very quick. App works very well.Good information. Payment goes very quick. Lots of options. Reviewed on: 21st April 2026

PayPal Credit

5
Easy, convenient and quick to use, would highly recommend for short term credit. Reviewed on: 21st April 2026

I've npayot had a good or bad experience

5
I've not had a good or bad experience Reviewed on: 21st April 2026

It’s very straight forward to use PayPal and streaml...

5
It’s very straight forward to use PayPal and streamlines, this is what I like most. Reviewed on: 21st April 2026

Easy way for online payment , its safe and quick .

5
Easy way for online payment , its safe and quick . Reviewed on: 21st April 2026

Been with PayPal for many years and never had a prob...

5
Been with PayPal for many years and never had a problem they have sorted out a few issues I had with other companies in the past so it’s been a pleasure to know if I have any problems or worries they will help me Reviewed on: 21st April 2026

My PayPal.

5
I have used the PayPal service, as my preferred secure financial payment management system for over a decade now. I have had no discrepancies or major issues with it. On the one or two occasions when I have needed to use their customer support service, they have managed to resolve all matters to my satisfaction. Reviewed on: 21st April 2026

PayPal is good but if you forget the charge is very...

5
PayPal is good but if you forget the charge is very high. Reviewed on: 21st April 2026

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