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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

It's excepted in most retailers.

Easy to keep track of payments, it is excepted most retailers. I had a dispute which was dealt with quickly and I was kept informed every step of the way. Reviewed on: 7th July 2026

PayPal installmental payment

PayPal help with installmental payment which is really affordable and convenient. More organisation needs to accept PayPal for use of payment. especially the professionals educational bodies & professionals exam organisations.. Reviewed on: 7th July 2026

My go to payment service, secure, pay monthly and ea...

My go to payment service, secure, pay monthly and easy to use. Reviewed on: 7th July 2026

Reliable, low tax, fast.

Reliable, low tax, fast...whatever i need, when i need it and without complications with Paypal it´s easy and less expensive than others providers. I can pay or collect without scams. I can afford items by using Paypal fraction 3x or even buy in group. Reviewed on: 7th July 2026

Help me in the moments I need it most.

Help me in the moments I need it most. Reviewed on: 7th July 2026

Easy to use app is great, and ready to understand

Easy to use app is great, and ready to understand Reviewed on: 7th July 2026

PayPal is a seamless transaction system, which has b...

PayPal is a seamless transaction system, which has been providing emergency financial assistance and swift payment method to me. Reviewed on: 7th July 2026

CustomerService are excellent

PayPal is just so convenient customer services are always helpful and understanding to my personal situation and just all round good service Reviewed on: 7th July 2026

Was very to initially setup the credit fund, the app...

Was very to initially setup the credit fund, the app is very user friendly and straightforward. Interest rates are reasonable and transparent so I know what I need to pay each month Reviewed on: 7th July 2026

Easy, quick and seamless process.

Easy, quick and seamless process. Found website / application user friendly and was accepted promptly. Reviewed on: 7th July 2026

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