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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Very easy and simple and importantly clear about the...

Very easy and simple and importantly clear about their offerings and services Reviewed on: 7th July 2026

Very easy to use, simple transactions

Very easy to use, simple transactions Reviewed on: 7th July 2026

They say they offer more protection than other lende...

They say they offer more protection than other lenders but they don’t really back their customers. I try not to use them these days, preferring to use Apple Pay Reviewed on: 7th July 2026

Always found it easy to use.

Always found it easy to use. When I have had to speak to someone they are very helpful Reviewed on: 7th July 2026

Great way to budget, quick and easy to use.

Great way to budget, when times are difficult its there to help and super easy to use with a virtual card or a physical. Reviewed on: 7th July 2026

Great customer service easy to use

Great customer service easy to use Reviewed on: 7th July 2026

Good but really expensive for money transfers abroad

Good but really expensive for money transfers abroad Reviewed on: 7th July 2026

Very good service and value for money don’t really e...

Very good service and value for money don’t really ever contact customer service as I rarely have problems Reviewed on: 7th July 2026

Very useful for buying on line, easy and well explai...

Very useful for buying on line, easy and well explained updates on due payments. Easy. Reviewed on: 7th July 2026

Pay pal review

PayPal if a secure way of paying for things and is easy to set up and use Reviewed on: 7th July 2026

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