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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148142 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148142)

I use it all the time it's great to spread...

I use it all the time it's great to spread the cost Reviewed on: 9th June 2026

Fast , reliable and safe.

Fast , reliable and safe. I trust PayPal so far and always use them Reviewed on: 9th June 2026

Really good services and friendly team

Really good services and friendly team Reviewed on: 9th June 2026

0% interest on purchases for many months, easy to u...

0% interest on purchases for many months, easy to use and reliable. No annual fee Reviewed on: 9th June 2026

Very easy.

Very clear and easy to navigate. No fuss Reviewed on: 9th June 2026

so convenient and easy to use anyone could use it

so convenient and easy to use anyone could use it Reviewed on: 9th June 2026

Never had any issues with my account any problems de...

Never had any issues with my account any problems delt with satisfactorily the app is extremely easy to use and understand would recommend to friends Reviewed on: 9th June 2026

Easy to pay people or checkout from online baskets g...

Easy to pay people or checkout from online baskets great service. Reviewed on: 9th June 2026

My experience with PayPal has been an excellent one.

My experience with PayPal has been an excellent one. Hence, I am still using the service I use it for everything and I feel safe using it. Reviewed on: 9th June 2026

Easy to use app, a breeze to apply, i found it reall...

Easy to use app, a breeze to apply, i found it really intuitive to use, brilliant to spread. The cost and I got a good APR. Reviewed on: 9th June 2026

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