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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Trusted and protected

Always. There to.help.been using PayPal now for over 10 years it's a great way to.buy something giving you that reassurance that your protected. Would strongly recommend anyone to use paypal and saying that if you do refer some you will also be rewarded. Reviewed on: 7th July 2026

excellent service

Never had a problem with PayPal, excellent service Reviewed on: 7th July 2026

Great company

Never had any issues offers are great and PayPal have their customers at the forefront of their mind. Reviewed on: 7th July 2026

I have had no problems so usagefar

I have had no problems so far. I have found it to be safe. Reviewed on: 7th July 2026

Helped me massively.

Helped me massively. Payback payments aren’t bank breaking. Reviewed on: 7th July 2026

Easy to use

I love the ease of use, answer immediately. I have not had any negative experiences with it Reviewed on: 7th July 2026

PayPal is excellent, easy to use, straightforward, k...

PayPal is excellent, easy to use, straightforward, keeps you informed Reviewed on: 7th July 2026

Availability of Several Payments Options

PayPal gives options that covers many categories: BNPL, 0% interest for over 4 months, partnership with several major brands for 0% interest payments, credit and debit cards and many more. Reviewed on: 7th July 2026

Great card,low interest and 4 months interest free i...

Great card,low interest and 4 months interest free is great. Reviewed on: 7th July 2026

Easy application process, seamless multiple use of c...

Easy application process, seamless multiple use of credit. Highly recommended Reviewed on: 7th July 2026

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