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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Smooth, seamless experience.

Smooth, seamless experience. Easy access, app works very well. Reviewed on: 7th July 2026

Don't need anything else

All my experience is good and can not imagine to stop using the PayPal Reviewed on: 7th July 2026

Great service

So helpful with any issue raised Reviewed on: 7th July 2026

I've never had any problems with using PayPal

I've never had any problems with using PayPal Reviewed on: 7th July 2026

Simple and easy to use and understand.

Simple and easy to use and understand. Easy to repay - either in instalments or all in one go. Convenient to use. Reviewed on: 7th July 2026

I love my PayPal credit

I always trust PayPal credit for purchases. Reviewed on: 7th July 2026

Very helpful and flexible way to manage your financi...

Very helpful and flexible way to manage your financial opportunity Reviewed on: 7th July 2026

Very convenient and easy to use.

Very convenient and easy to use. Reviewed on: 7th July 2026

Great service, provides financial flexibility when n...

Great service, provides financial flexibility when needed. Reviewed on: 7th July 2026

When you are thinking of projects.

When you are thinking of projects...comes in really handy Reviewed on: 7th July 2026

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