Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148194 reviews)

View other PayPal products

4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148195)

PayPal Credit is an excellent financial product that...

PayPal Credit is an excellent financial product that offers great flexibility. Reviewed on: 9th June 2026

I love Poypal.

I love Poypal. I know my purchases are protected and there are many different payment options. I especially like Pay in 3 which allows me to spread the cost, interest free. Reviewed on: 9th June 2026

PayPal is the best.

I've been using PayPal for many years and cannot fault them, the service they offer is outstanding, their security and customer service is of an extremely high standard. They continue to innovate new offerings to customers which exceed my expectations. I always feel safe when I'm shopping online and use PayPal, if I can't use PayPal then I probably won't make the purchase! Reviewed on: 9th June 2026

PayPal has been great payment method for years, also...

PayPal has been great payment method for years, also PayPal credit offers really good credit options and deals. Reviewed on: 9th June 2026

Pay in 3 is very useful.

Pay in 3 is very useful. Also the credit function is also as good. Interest free periods which is amazing. Reviewed on: 9th June 2026

PayPal makes my life so easy and my transactions so...

PayPal makes my life so easy and my transactions so seamless. I strongly recommend Reviewed on: 9th June 2026

Good secure way to pay for purchases

Good secure way to pay for purchases that is easy to use with a variety of payment terms Reviewed on: 9th June 2026

I use credit all the time it helps to split bills in...

I use credit all the time it helps to split bills into 4 easy payments at no cost Reviewed on: 9th June 2026

Informative

Very easy to use and keeps me updated on my account and money.. easy and flexible payment schemes. Can be used in the in the UK and all over the world. Very helpful payment methods Reviewed on: 9th June 2026

Great help

Paypal credit is an amazing help weneer you are struggling or need an emergency shopping. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79321 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub