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PayPal: PayPal Credit reviews

4.90
Based on 102,452 reviews, last reviewed 9th May 2026
2382050% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience Very good experience an one of the best Reviewed on: 9th May 2026
 Ionut's avatar
Ionut

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (102452)

I like the interest free option to pay back in 4 mon...

5
I like the interest free option to pay back in 4 months whenever making bigger payments. Reviewed on: 21st April 2026

Great experience with paypal

4
Always helped instantly and good customer care and support Reviewed on: 21st April 2026

PayPal made payments fast, secure, and easy.

5
PayPal made payments fast, secure, and easy. Buyer protection and quick transactions gave me confidence and a smooth experience every time. Reviewed on: 21st April 2026

Brilliant.

5
Brilliant. Always helpful. Wonderful. Reviewed on: 21st April 2026

Easy to use the site, no issues at all.

5
Easy to use the site, no issues at all. Highly recommended Reviewed on: 21st April 2026

Great & easy to use & monitor your spend &...

5
Great & easy to use & monitor your spend & repayments Reviewed on: 21st April 2026

Great customer service.

5
Great customer service. Nice PayPal point for transactions. Easy to use, safe option for online payments. Reviewed on: 21st April 2026

Always helpful when ever I need to talk to someone o...

5
Always helpful when ever I need to talk to someone on the phone Reviewed on: 21st April 2026

Excellent customer service.

4
Excellent customer service. Staff act promptly and efficiently with excellent professionalism Reviewed on: 21st April 2026

Best payment method

5
Great service. Always happy to checkout with PayPal for added security Reviewed on: 21st April 2026

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