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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Reliable and cheap interest

I have used paypal on numerous occasions to spread cost at 0% interest, always works well and the automatic payment collection is super reliable Reviewed on: 7th July 2026

Have used PayPal for years and never had any issues.

Have used PayPal for years and never had any issues. Reviewed on: 7th July 2026

Fantastic Service

Excellent service. I've been using PayPal for years and will continue to do so. Now they offer credit its so useful and easy to use. It's very easy to manage and control your spending. I would highly recommend to anyone. Reviewed on: 7th July 2026

Great service had my paypal account for years any p...

Great service had my paypal account for years any problems sorted wuicklt Reviewed on: 7th July 2026

Great to feel safe when parting with hard ernt money...

Great to feel safe when parting with hard ernt money also to know if any problems arise you are ALWAYS THERE TO HELP N RESOLVE Reviewed on: 7th July 2026

Good customer service

My issues have always been resolved No Reviewed on: 7th July 2026

PayPal credit, has been really useful for me.

PayPal credit, has been really useful for me. I have used it for a couple of years and it gives me a lot of flexibility to manage my finances. I had an issue with a company where the product I purchased did not arrive. PayPal team helped me to recoup the payment and supported me when I needed them to, the service I received was great. Reviewed on: 7th July 2026

All me experiences with PayPal have been great, easy...

All me experiences with PayPal have been great, easy to access and use, feels secure and with the few disputes I have had with sellers PayPal were on the case. Thoroughly recommend using them. Reviewed on: 7th July 2026

Safe to send money and pay

I can always relay on PayPal either for sending money quickly or making a secure payments. Reviewed on: 7th July 2026

Gives me security and confidence to buy online.

Gives me security and confidence to buy online. Easy to navigate Reviewed on: 7th July 2026

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