Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 102,506 reviews, last reviewed 9th May 2026
2384500% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Solid way to make your money efficient Effective if you want your money to last and PayPal credit is very useful, same with pay in three Reviewed on: 9th May 2026
Ardi's avatar
Ardi

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (102506)

Great service and great app!

5
Great service and great app! Love Paypal Reviewed on: 21st April 2026

The credit and pay in 3 system is epic

5
The credit and pay in 3 system is epic Reviewed on: 21st April 2026

Probably the most convenient way yet most secure way...

5
Probably the most convenient way yet most secure way of buying online and it’s now even easier with actual PayPal card and even the 4 month interest free payment options. Reviewed on: 21st April 2026

Quick and well connected

4
Quick and well connected. Easy at checkout to use PayPal Reviewed on: 21st April 2026

fab customer service

5
Always helped in awkward situations with buyers and fight your corner . Reviewed on: 21st April 2026

Always get a great service, and dealt with confidently

5
Always get a great service, and dealt with confidently Reviewed on: 21st April 2026

Interest free lending

5
Interest free lending is brilliant, make things much more flexible Reviewed on: 21st April 2026

PayPal is the go-to money handling platform

5
PayPal is the go-to money handling platform, with unparalleled flexibility and security. I’ve had PayPal be a my checkout option for several years and have been grateful for the ability to pay over time for larger purchases. Reviewed on: 21st April 2026

Great company.!

5
Great company. Lots of benefits. Kind to clients. Reviewed on: 21st April 2026

Quick and straightforward process.

5
Always a quick and straightforward process. Reviewed on: 21st April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review