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PayPal: PayPal Credit reviews

4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148222)

Shop with PayPal

5
My pay PayPal account is out standing because it gives me options to pay for items in different ways which I love, there are many apps you can use with PayPal and it safe and secure with no worries.if I have a problem customer service is always helpful more ways then one they have helped me get my money back when I was scammed thank you PayPal. Reviewed on: 9th June 2026

It's always handy if I see something I want to buy.

5
It's always handy if I see something I want to buy. It's easy to see how much you have spent, you can make repayments in between your monthly statement. Reviewed on: 9th June 2026

I love how simple the whole process is, I’ve used Pa...

5
I love how simple the whole process is, I’ve used PayPal for so many different purchases and each time it’s effortless. Reviewed on: 9th June 2026

Great Usage and vast online shopping

5
Great for shopping online and buying food... highly recommend Reviewed on: 9th June 2026

PayPal Provide Decent Credit Limits & Payback Terms

5
There is plenty of space to repay the credit you accrue without incurring huge interest charges. PayPal provide a very decent credit limit too. Reviewed on: 9th June 2026

I have had PayPal for more than 10 year to which the...

5
I have had PayPal for more than 10 year to which they haven’t disappointed me . Customer service is on point and the services are amazing talk about money guarantee is the best . Reviewed on: 9th June 2026

Very relatable service and fast transaction love it

5
Very relatable service and fast transaction love it Reviewed on: 9th June 2026

Easy to use site Trustworthy Reliable ...

5
Easy to use site Trustworthy Reliable Responsable Reviewed on: 9th June 2026

sending money to my family is easy

4
sending money to my family is easy Reviewed on: 9th June 2026

Safe and trustworthy way to pay

5
Safe and trustworthy way to pay. The app is easy to use to track your spending and PayPal’s a trusted payment method at soooo many online retailers. Reviewed on: 9th June 2026

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