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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148254 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148254)

Safe and easy

Easy to make payment and keeps info safe Reviewed on: 9th June 2026

It gives me more time to pay without interest

It gives me more time to pay without interest Reviewed on: 9th June 2026

Convenient, always helps in those moments where you...

Convenient, always helps in those moments where you need an extra help Reviewed on: 9th June 2026

I love using paypal,credit interest is low and the b...

I love using paypal,credit interest is low and the best one is the 4months to pay no interest. And i canusemy card worlwide. Reviewed on: 9th June 2026

First class service and backup, with loads of innova...

First class service and backup, with loads of innovative options Reviewed on: 9th June 2026

The 4 months interest free when I spend over £99 was...

The 4 months interest free when I spend over £99 was a game changer for me and the reason i got paypal credit Reviewed on: 9th June 2026

A different and easier way to shop with protection

Pay pal has never let me down always been able to solve problems when needed have very nice n helpful customer service and help me work out purchasing items by splitting payments over time Reviewed on: 9th June 2026

A bit complicated to get your money back i would say...

A bit complicated to get your money back i would say drom my experience Reviewed on: 9th June 2026

Easy and helpful.

Easy and helpful. Secure transactions Reviewed on: 9th June 2026

Always there to help solve the problems and manage y...

Always there to help solve the problems and manage your account Reviewed on: 9th June 2026

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