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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Everything about PayPal is fantastic.

Everything about PayPal is fantastic. I us alot as I like the security of my payment , should I have a problem unlike others PayPal work with both sides to resolve any problems ..always been well satisfied with all my out comes..buying with confidence and knowing PayPal as your back is peace of mind in today's world. Reviewed on: 7th July 2026

All good.

All good. Responsive with issues Reviewed on: 7th July 2026

PayPal was my rescue

Paypal rescue me when all hope gone,I had a bad credit due to circumstances belong me but Pay pal responded to me positively. Reviewed on: 7th July 2026

Paypal Credit provide an excellent service.

Paypal Credit provide an excellent service. Being able to buy now, pay later on things and having that added security of paying with Paypal has helped me massively. Whenever I have needed to contact them, their customer service has always been brilliant. Can't fault Paypal at all. Reviewed on: 7th July 2026

PayPal has been a great help to me.

PayPal has been a great help to me. When I have had trouble getting a refund, PayPal has done it for me. It is also very convenient to pay using PayPal. Reviewed on: 7th July 2026

5 star services

Always there to help!,great customer serbice Reviewed on: 7th July 2026

Great service & excellent value for it’s customers

Great service & excellent value for it’s customers Reviewed on: 7th July 2026

PayPal credit is a good alternative payment option w...

PayPal credit is a good alternative payment option with those protections in place as opposed to these other banks that don’t offer better financial options like the traditional banks Reviewed on: 7th July 2026

Overall good very easy to do and can spend more then...

Overall good very easy to do and can spend more then you want Reviewed on: 7th July 2026

PayPal makes everything easier

PayPal make every transaction easier, they have brilliant security and always check a couple of times before any big payments to make sure nothing is fraudulent. Reviewed on: 7th July 2026

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