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PayPal: PayPal Credit reviews

4.90
Based on 102,614 reviews, last reviewed 9th May 2026
2389200% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love it always great to have. Love it always great to have. Every experience is phenomenal Reviewed on: 9th May 2026
Nicole f's avatar
Nicole f

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102614)

It's a wonderful service which have marvellous optio...

5
It's a wonderful service which have marvellous options and fast becoming a daily use in my purchasing options Reviewed on: 21st April 2026

0% for 4 months was too good to pass.

5
0% for 4 months was too good to pass. Reviewed on: 21st April 2026

Best service

5
Everything is easy to manage. Paying for services and. Uyer protection Reviewed on: 21st April 2026

Overall Service good

5
Customer service is good, they sorted straight away on call Reviewed on: 21st April 2026

Fast and reassuring customer service

5
When I had an issue with my PayPal credit the team were very fast at answering and reassuring me. Reviewed on: 21st April 2026

A go to way to pay

5
It can be difficult to get quick answers from email queries but you feel they have your back when resolving issues with problem purchases. I always try to pay through PayPal as it feels like greater protection than from your direct bank. More human customer service operators would make the service better. Reviewed on: 21st April 2026

Very responsive when I had a dispute with a seller.

5
Very responsive when I had a dispute with a seller. Reviewed on: 21st April 2026

Easy to use

4
Easy to use, quick and convenient. Always available when needed, especially for last minute needs Reviewed on: 21st April 2026

Craig’s PayPal

5
Easy to use and safe to use I like they ask you for a pin on transactions Reviewed on: 21st April 2026

Simple to set up, easy hassle free payments

5
Simple to set up, easy hassle free payments Reviewed on: 21st April 2026

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