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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

An excellent method of payment

PayPal credit card gives an excellent extra choice for making payments, alongside the more traditional banking cards that I'd previously associated with my account. Reviewed on: 7th July 2026

Easy to use, many retailers accepting PayPal credit...

Easy to use, many retailers accepting PayPal credit payment and now you can add to mobile wallet which makes easier to use in a shops! Reviewed on: 7th July 2026

Easy to use and safe to use best online payment...

Easy to use and safe to use best online payment Reviewed on: 7th July 2026

Easy, quick and secure.

Easy, quick and secure. Takes the worry out of buying online. Reviewed on: 7th July 2026

Let PayPal manage your purchases

Makes things more accessible if companies have offers available near the end of a month Reviewed on: 7th July 2026

Quick convenient reliable

Quick convenient reliable able to use when overseas Reviewed on: 7th July 2026

My thoughts or that the help with my transactions on...

My thoughts or that the help with my transactions on not receiving my goods and PayPal stepping in get the results and as long as you follow there rules you always get the right decisions Reviewed on: 7th July 2026

Great company

I have never had a problem with PayPal wether it has been for buying refunds or customer service it has all been great. Reviewed on: 7th July 2026

I have always found Paypal to be very reliable and e...

I have always found Paypal to be very reliable and easy to use Reviewed on: 7th July 2026

Quick, Easy and Efficient

Ve been with PayPal for many years, it was always fairly simple to use, but has become more efficient and user friendly over the years, its easy and quick to use, with many new features that make it the allnin one financial portal. I've never felt it was unsafe. Reviewed on: 7th July 2026

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