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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148268 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148268)

Super useful for secure online purchases, second inc...

Super useful for secure online purchases, second income streams and transferring money. There credit systems and rewards are second to none and provide that little extra breathing room when needed. Thank you ! Reviewed on: 9th June 2026

My experience with PayPal Credit has been excellent.

My experience with PayPal Credit has been excellent. It has given me the flexibility to purchase the things I need while spreading the cost over time through manageable repayments. I appreciate how it helps buyers access what they want without having to pay the full amount upfront, making budgeting much easier. Reviewed on: 9th June 2026

PayPal payment is very secure and easy to use.

PayPal payment is very secure and easy to use. Reviewed on: 9th June 2026

0% interest free for 4 months is a fantastic deal...

0% interest free for 4 months is a fantastic deal Reviewed on: 9th June 2026

Great and easy to use and the card can be use anywhe...

Great and easy to use and the card can be use anywhere so really useful Reviewed on: 9th June 2026

just been amazing, so easy to sign up and amazing cu...

just been amazing, so easy to sign up and amazing customer service. genuinely the best service i've had. Reviewed on: 9th June 2026

PayPal Credit is convenient for spreading the cost o...

PayPal Credit is convenient for spreading the cost of purchases and is easy to use with online shopping. However, it's important to understand the terms and ensure payments are made on time to avoid interest charges. Reviewed on: 9th June 2026

Paypal is very safe to use

Paypal is very safe to use with understanding staff Reviewed on: 9th June 2026

The best thing ever happened was amazing

The best thing ever happened was amazing Reviewed on: 9th June 2026

Very good service, easy to use.

Very good service, easy to use. Makes payments more affordable. Reviewed on: 9th June 2026

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