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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

1st choice for a payment platform

I trust in reviews, and PayPal has a solid, long term reputation. For example, PayPal is a reliable and secure payment platform. I don't have issues when shopping online and choosing to pay with PayPal. Reviewed on: 7th July 2026

Nothing to worry about.

Nothing to worry about. It was a good experience. Reviewed on: 7th July 2026

Easy to use and secure payments.

Easy to use and secure payments. I find use the debit card to also earn points and the credit card offers 4 months free from interest which makes managing my finances a breeze. Reviewed on: 7th July 2026

Always there

Never any issues, no fuss that’s why it works for me Reviewed on: 7th July 2026

Always happy with PayPal

Always happy with PayPal making the shopping more convenient and enjoyable Reviewed on: 7th July 2026

I used PayPal for my Apple Watch repayments were mad...

I used PayPal for my Apple Watch repayments were made easy and I was notified when it was due. Reviewed on: 7th July 2026

PayPal pay in 3 is great!

PayPal pay in 3 is great! Seconds to set up & no fees giving you the opportunity to purchase larger items that can spread the cost on. Reviewed on: 7th July 2026

Great experience.

Great experience. Provided an easy way of me purchasing food for my business Reviewed on: 7th July 2026

My credit card didnt work when I needed it.

My credit card didnt work when I needed it. Once home I called up and was told something hadn't been done their end. Reviewed on: 7th July 2026

Very helpful PayPal

Very helpful customer service. Value for money and credit. Reviewed on: 7th July 2026

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