Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 102,668 reviews, last reviewed 9th May 2026
2391750% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple Secure easy to use effectively anywhere With addition of PayPal virtual credit card, it is even simpler to use especially for Apple/Google pay. Love being able to securely protect personal b... Read more Reviewed on: 9th May 2026
Anne H's avatar
Anne H

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (102668)

Always good, never have problems

5
Always good, never have problems Reviewed on: 21st April 2026

Amazing service

5
PayPal credit makes transactions easier without worrying and payment goes straight away securely Reviewed on: 21st April 2026

Great service available world wide, fantastic custom...

5
Great service available world wide, fantastic customer service Reviewed on: 21st April 2026

Easy to use paypaltrusted way to pay great backing

5
Easy to use trusted way to pay great backing Reviewed on: 21st April 2026

It was great.

5
It was great. Easy to use. O have been using PayPal for 1 year now and it help me a lot Reviewed on: 21st April 2026

Never had issues, but when I did customer service wa...

5
Never had issues, but when I did customer service was very helpful and sorted my problem in little to no time. Reviewed on: 21st April 2026

Convenient to use and makes crypto accessible which...

5
Convenient to use and makes crypto accessible which I like very much, also like the insurance of using paypal to pay for things. Reviewed on: 21st April 2026

Easy transaction and excellent customer service.

5
Easy transaction and excellent customer service. Reviewed on: 21st April 2026

Paypal review

4
I’ve been using PayPal for sometime now and I enjoy using it. It helps me to pay for those end of month necessities before pay day. Reviewed on: 21st April 2026

Very good and safe for shopping

5
Very good and safe for shopping, as well money transfer Reviewed on: 21st April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review