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PayPal: PayPal Credit reviews

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4.90
Based on 102,709 reviews, last reviewed 9th May 2026
2393600% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just overall good experience allowing me to spend pa... Just overall good experience allowing me to spend payments and feel safe while purchasing Reviewed on: 9th May 2026
Julie O's avatar
Julie O

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102709)

Using PayPal has been easy & effective and safe.

5
Using PayPal has been easy effective and safe. Reviewed on: 21st April 2026
Susan W's avatar
Susan W

Excellent.

5
Excellent. Great service and smooth transaction with the app and the rewards. Reviewed on: 21st April 2026
Rozy's avatar
Rozy

PayPal for peace of mind.

5
Everything and every company I use PayPal for my purchases are far better than when I just pay with my bank. The service and communication is excellent so I use PayPal as often as possible. If a company doesn't use PayPal I tend not to use them. Reviewed on: 21st April 2026
simon k's avatar
simon k

Excellent platform

5
Easy to use and fast service with excellent customer service Reviewed on: 21st April 2026
A C 's avatar
A C

Fast and Secure

5
I've been using PayPal for awhile and l enjoying it . Very useful and convenient for me to use for any online transactions l've made . It was fast and secure app for online shopper . Thank you. Reviewed on: 21st April 2026
Ros's avatar
Ros

PayPal are great accounts already to manage and I’d...

5
PayPal are great accounts already to manage and I’d need any assistance they are very quick to help. BNPL & credit options offer lots of flexibility with no hidden fees etc Reviewed on: 21st April 2026
Emily K's avatar
Emily K

Very rare to have an issue and if I ever had, then i...

5
Very rare to have an issue and if I ever had, then it has been dealt with promptly Reviewed on: 21st April 2026
Jessica H's avatar
Jessica H

Good experience

5
I haven’t had a bad experience so far and it’s pretty easy to use. Only thing is money transfers can take a bit more time from bank to paypal but nothing that is too inconvenient. The pool feature is awesome for birthdays or holidays etc. Reviewed on: 21st April 2026
Anna Glibbery's avatar
Anna Glibbery

Really easy to use and nothings hidden all very stra...

5
Really easy to use and nothings hidden all very straight forward an simple Reviewed on: 21st April 2026
Mercedes B's avatar
Mercedes B

PayPal credit is great

5
Great service , always available to help buy what we wouldn’t be able to afford in one single payment Reviewed on: 21st April 2026
Paulo Pinheiro's avatar
Paulo Pinheiro

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