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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Flexible lending

PayPal give me great flexibility and the 0% offer for 4 months is great Reviewed on: 7th July 2026

I had a good experience.

I had a good experience. There were no issues. Went smooth Reviewed on: 7th July 2026

reduce my bill...

Had a ok experience, have managed to reduce my bill ok. Reviewed on: 7th July 2026

Easy, very accessable credit solution

Easy, very accessable credit solution Reviewed on: 7th July 2026

Trustworthy Service

No issues. Quick and reliable service. Trustworthy. I feel confident using PayPal. It's my preferred payment method. Reviewed on: 7th July 2026

fast, convenient and safe to use...

I find the service fast, convenient and safe to use and tell all my family and friends. Reviewed on: 7th July 2026

Good product to use and widely accepted plus the lon...

Good product to use and widely accepted plus the longer period offers to pay back is great Reviewed on: 7th July 2026

Completely hassle free, easy to use

Completely hassle free, easy to use Reviewed on: 7th July 2026

Such a convenient way to pay makes life easier to...

Such a convenient way to pay makes life easier to cope Reviewed on: 7th July 2026

Easy to use app.

Easy to use app. Lots of different payment terms. Secure. Reviewed on: 7th July 2026

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