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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

***** *****

5
PayPal credit.....great service. 5 stars Reviewed on: 7th July 2026
Emma c's avatar
Emma c

Streamlined and hassle free payments

5
Payal is a streamlined and accessible payment platform. It is far less cumbersome to use than my bank account app can be. Security authentification protocols can be frustrating. Paypals approach is both secure and quick. It is also very flexible with different payments options available such as pay in 3. Also of note is that their customer service is excellent. Not that I have needed to use it very often though that is. Very rare that I have issues and if i do it isn't down to Paypal themselves. In these days of overly complicated Authentification protocols, Paypal is a secure and efficient breath of fresh air. Reviewed on: 7th July 2026
Iain C's avatar
Iain C

Paypal credit was easy and fast to apply for.

5
Paypal credit was easy and fast to apply for. I received 4months 0% interest free on my first purchases. It takes a little while for payments to process if you make any direct debit or payments to pay card off. Love the card and stands out from others in my purse. Reviewed on: 7th July 2026
Abi's avatar
Abi

PayPal can make it happen

5
A great way to manage your money it’s the best way for those large purchases. PayPal can make it happen! Reviewed on: 7th July 2026
Nabeela M's avatar
Nabeela M

easy to use at the press of a button, used this serv...

5
easy to use at the press of a button, used this service a few times now great way to spred the cost of your purchaces Reviewed on: 7th July 2026
Kenneth S's avatar
Kenneth S

Real people

5
What I appreciate the most is the fact that for any issues you can actually talk to a person not a robot. Reviewed on: 7th July 2026
Lacramioara N's avatar
Lacramioara N

I use both immediate payments and Credit option

5
I use both immediate payments and Credit option to spread costs over 3/6 months. Simple use on web sites works for me. Reviewed on: 7th July 2026
Jim F's avatar
Jim F

easy to you use with different options to pay.

5
easy to you use with different options to pay. Great customer service when contacting via telephone Reviewed on: 7th July 2026
Donna P's avatar
Donna P

I always have a great experience- excellent service

5
I always have a great experience Reviewed on: 7th July 2026
Heather Hook's avatar
Heather Hook

I always use PayPal when purchasing anything online.

5
I always use PayPal when purchasing anything online. I trust them and when there is an issue with a purchase they will intervene and sort it out for you. It is nice to know there is that extra level of security. Reviewed on: 7th July 2026
Clare L's avatar
Clare L

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