Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148307 reviews)

View other PayPal products

4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148307)

Best insurance when purchase go wrong

I discover paypal through ebay and has been great specially with the insurance they offer when things go wrong. They back up and your money is safe. Reviewed on: 9th June 2026

Secured and dependable

So helpful specially to not so young users like me. I feel secured using this site. Dependable at all times. Good customer service. Reviewed on: 9th June 2026

Been a customer for many years now and would recomme...

Been a customer for many years now and would recommend to mu friends. Reviewed on: 9th June 2026

I’ve been using PayPal for a long time and I love it!

I’ve been using PayPal for a long time. It’s been my go to and has never failed me! The service is incredible and anytime I have issues, costumer service is able to help every time. Reviewed on: 9th June 2026

PayPal credit helped in a dispute where a vendor nev...

PayPal credit helped in a dispute where a vendor never supplied the goods purchased and got my money back. This has happened on more than one occasion which is an ongoing problem as more and more shopping is online only Reviewed on: 9th June 2026

Great way to pay without pressure at checkout.

I have had very good experiences with PayPal apart from not being able to use PayPal credit to partly pay for something that costs a bit more than the credit allowance and top it up by using personal funds to meet the target price. Reviewed on: 9th June 2026

Very good, I have had no issues so far.

Very good, I have had no issues so far. Reviewed on: 9th June 2026

Brilliant impressive great good company

Brilliant Impressive happy great service Reviewed on: 9th June 2026

A great way to use credit ond on the same paying pag...

A great way to use credit ond on the same paying page options are clear so you know what you are getting .What the repayments will be and then the total.very good . Reviewed on: 9th June 2026

Easy to use, flexible payment options, great custome...

Easy to use, flexible payment options, great customer service Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3759 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79387 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub