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PayPal: PayPal Credit reviews

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4.90
Based on 102,759 reviews, last reviewed 9th May 2026
2395700% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PAYPAL IS OUTSTANDING. Always a great service it's innovation is just outstanding. I love using PayPal it is easily accessible and you get a variety of choices of how to pay... Read more Reviewed on: 9th May 2026
Marjorie Davies's avatar
Marjorie Davies

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102759)

PayPal has become a seamless experience for me and I...

5
PayPal has become a seamless experience for me and I found them really useful in all my transactions online that provide the security and safety I need to safely purchase online but also now in person Reviewed on: 21st April 2026
Rustyp's avatar
Rustyp

Great service, simple to use.

5
Great service, simple to use. Great comms. Reviewed on: 21st April 2026
Jose's avatar
Jose

I've had PayPal for years and years.

5
I've had PayPal for years and years. I've never had problem with it and when I did have an issue with a transaction PayPal was very helpful. Reviewed on: 21st April 2026
Sarah H's avatar
Sarah H

Perfect for planned projects like garden renovations

5
I recently used PayPal Credit to fund some much-needed garden work just in time for my son’s birthday in June. The best part was the 0% interest offer over 4 months, which made it easy to spread the cost without any extra fees. ​What I really appreciate about the service is how well it integrates with major retailers, and having the physical card for offline use is a game-changer. It makes accessing low-cost credit simple and convenient. Highly recommend it if you have a specific project in mind and want to manage your cash flow. Reviewed on: 21st April 2026
DomHoggard's avatar
DomHoggard

No lengthy paperwork, instant answers, everything ex...

5
No lengthy paperwork, instant answers, everything explained in plain English. Reviewed on: 21st April 2026
Vivienne B's avatar
Vivienne B

amazing!

5
amazing! always helpful whenever theres an issue Reviewed on: 21st April 2026
Miriam's avatar
Miriam

Nothing but good experiences.

5
Nothing but good experiences. No complaints I would recommend Reviewed on: 21st April 2026
Stacey Cornes's avatar
Stacey Cornes

Everything good happy excellent

5
Everything good nice I liked I'm happy with that Reviewed on: 21st April 2026
ARD Kiam's avatar
ARD Kiam

Love PayPal easy way to pay for things and reliable...

5
Love PayPal easy way to pay for things and reliable Reviewed on: 21st April 2026
Carla 's avatar
Carla

Makes borrowing for small purchases easy to manage

5
Makes borrowing for small purchases easy to manage Reviewed on: 21st April 2026
Andrew N's avatar
Andrew N

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