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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148309 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148309)

It’s been a great experience with PayPal.

It’s been a great experience with PayPal. Issues have been resolved promptly by customer service. Reviewed on: 9th June 2026

Excellent experience using PayPal

I have had an excellent experience using PayPal. I find it very easy to use, simple to navigate, and the overall layout looks clear and professional. The platform makes online payments quick, convenient, and straightforward, which gives me confidence when buying products or services online. I would be happy to use PayPal in other places as well, such as Amazon and other online retailers, because it is a payment method I already trust and feel comfortable using. Reviewed on: 9th June 2026

Good service.

Good service. Not used too much but the services I have used are good Reviewed on: 9th June 2026

So far it’s been amazing, I’m not very good with tec...

So far it’s been amazing, I’m not very good with technology but I’m learning a lot from PayPal Reviewed on: 9th June 2026

Extremely good service from paypal

Extremely good service from paypal Reviewed on: 9th June 2026

I find PayPal to be reliable & steadfast.

I find PayPal to be reliable & steadfast. When ever I make a purchase I mostly use PayPal as they give an added security to my purchases & I feel safe using it. Reviewed on: 9th June 2026

Always helpful specially four months for 0 %

Always helpful specially four months for 0 % Reviewed on: 9th June 2026

Super Quick Service

In had a query about a payment I didn’t recognised and I was reimbursed in two days Reviewed on: 9th June 2026

I feel safer when using PayPal to purchase items and...

I feel safer when using PayPal to purchase items and sending money to people Reviewed on: 9th June 2026

Really easy user friendly.

Really easy user friendly. Didn’t know PayPal offered this service Reviewed on: 9th June 2026

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