Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,810 reviews, last reviewed 9th May 2026
2398050% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used Paypal Credit and just Paypal for transact... I’ve used Paypal Credit and just Paypal for transactions. It speeds things up not having to type all your information in every time. Very useful, grea... Read more Reviewed on: 9th May 2026
James O's avatar
James O

Latest lowest rating:

1

Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Reviewed on: 9th May 2026
Simon Feasey's avatar
Simon Feasey
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (102810)

Paypal are my only go to for all payments.

5
Paypal are my only go to for all payments. They provide efficiency and safety. Perfect for everday transactions. All payments are easy to make with no obstructions. They provide everything that is needed, why would i go anywhere else Reviewed on: 21st April 2026
Darren S's avatar
Darren S

Great experience with PayPal

5
Great experience with paypal. Very easy to use. Love to use PayPal credit to spread costs and you get 4 months of interest free which I can’t find elsewhere. Reviewed on: 21st April 2026
Sheldon N's avatar
Sheldon N

Amazing experience- PayPal is swift.

5
Amazing experience- PayPal is swift. Reviewed on: 21st April 2026
Oluwatosin K's avatar
Oluwatosin K

Very easy to use.

5
It so easy to use as more retailers are letting you use PayPal which makes it very easy to use. Reviewed on: 21st April 2026
David P's avatar
David P

Good service helpful polite good

5
Good service helpful polite good Reviewed on: 21st April 2026
Raman C's avatar
Raman C

It's a very good security experience.

5
It's a very good security experience. Reviewed on: 21st April 2026
Mahmoud A's avatar
Mahmoud A

One of the biggest advantages is the level of securi...

5
One of the biggest advantages is the level of security it offers. I feel much safer making online payments through PayPal, especially when shopping on less familiar websites. Their buyer protection system adds an extra layer of confidence. Reviewed on: 21st April 2026
Mihalache 's avatar
Mihalache

I had a smooth experience using PayPal Credit.

5
I had a smooth experience using PayPal Credit. The process was simple and easy to understand, and everything worked as expected. Payments were processed quickly, and I found the service convenient for managing purchases. Overall, a reliable option. Reviewed on: 21st April 2026
Tatiana Nepotu's avatar
Tatiana Nepotu

Great for short term assistance

5
It has been a great help with small purchases here and there, their lending has been very useful when shopping online and in businesses that allow payments from PayPal. Reviewed on: 21st April 2026
Ellis's avatar
Ellis

Nothing but excellent customer service.

5
Nothing but excellent customer service.service.everything i do on the app is smooth and I havent yet had a problem. Reviewed on: 21st April 2026
Ernest B's avatar
Ernest B

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill