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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

great stuff good service

great stuff good service !!!!!!!!!!!!!!!!!!! Reviewed on: 7th July 2026

Good service

Friendly and helpful Easy to use Reviewed on: 7th July 2026

First Class Service

As a user of PayPay for many years, my experience with them has been first class, particularly when I was scammed. PayPal helped me with my scam & through my bank retrieved my money. Reviewed on: 7th July 2026

Quick payments

Love quick one click payments at checkout instead of remembering my long credit card number! Reviewed on: 7th July 2026

I have full confidence in PayPal

I have full confidence in PayPal and I use it for everey on line purchase where available without exception Reviewed on: 7th July 2026

I use PayPal almost daily

I use PayPal almost daily for splitting bills, paying small businesses and spreading the cost of things. It’s so easy to use, very quick and uncomplicated. Reviewed on: 7th July 2026

I love the ease of use and I have not had a problem...

I love the ease of use and I have not had a problem using the service Reviewed on: 7th July 2026

I've always been satisfied with paypal .

I've always been satisfied with paypal . Brilliant company ! Never any bother, great service. Reviewed on: 7th July 2026

Great service, highly recommended

Great service, highly recommended Reviewed on: 7th July 2026

Love the flexibility of PayPal.

Love the flexibility of PayPal. Lots of payment, credit and repayment-time options. PayPal has protected my payments against rogue sellers too. Top service. Highly recommended. Reviewed on: 7th July 2026

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