Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175742 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175766)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very good and amazing experience

Very good and amazing experience Reviewed on: 9th July 2026

Like the option of using PayPal for the guarantee, p...

Like the option of using PayPal for the guarantee, plus easy to use when you don't have bank cards to hand. Reviewed on: 9th July 2026

PayPal is my go to payment method, with such flexibi...

PayPal is my go to payment method, with such flexibility as pay in 3, PayPal credit and pay now. PayPal never lets me down when I need it! Reviewed on: 9th July 2026

Easy to use and able to track my spending easily...

Easy to use and able to track my spending easily Reviewed on: 9th July 2026

PayPal is perfect.

PayPal is secure. I use it for nearly every online transaction where possible because of how easy it is and how varied the payment methods are. Allowing me to pay 3 or 4 months later without interest on my purchases is so convenient that I cannot see myself ever stopping my use of PayPal. If they change their policies, I might rethink this but for all these years, PayPal has been great. Reviewed on: 9th July 2026

Very easy to set up and you get a benefits to.

Very easy to set up and you get a benefits to. Reviewed on: 9th July 2026

PayPal saved my life I would not know what to do wit...

PayPal saved my life I would not know what to do with out it Reviewed on: 9th July 2026

Great app and credit card. Easy online transactions

PayPal app and the credit card they offer is great to use. This is very easy to use online and most retailers offer to use on their website making it very easy to checkout online. Their customer service is always impeccable and very quick to respond. Reviewed on: 9th July 2026

PayPal is good

Work as it should never had an issue with PayPal Reviewed on: 9th July 2026

Great customer service

Always helpful. Always resolve any issues Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3845 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97466 reviews
Payments
from PayPal 4.71 from 3845 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub