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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101848 reviews)

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4.90

Based on 101,848 reviews, last reviewed 8th May 2026

2354050% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

4 star for paypal PayPal remains my go-to for secure and fast online transactions, offering excellent peace of mind. The user-friendly interface makes sending money and... Read more Reviewed on: 8th May 2026

Latest lowest rating:

1

Very poor Customer Service When there is a dispute, in my case I received defective products, Paypal has not lived up to its promise of guarantee, I've lost confidence in their ... Read more Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101848)

The most trusted way to pay for anything

The most trusted way to pay for anything Reviewed on: 20th April 2026

I always find it easy to pay for things

I always find it easy to pay for things Reviewed on: 20th April 2026

Excellent service

I find PayPal very useful enjoy the interest free period, i haven’t really had any problems with PayPal but in the past where I did have problems at the beginning it was dealt with straight away. Excellent service Reviewed on: 20th April 2026

I LIKE PAYPAL BECAUSE THEY HELP US

I LIKE PAYPAL BECAUSE THEY ARE THE ONLY ONE,S WHO HELP WHEN NEEDED Reviewed on: 20th April 2026

Very easy to use service, really helps

Very easy to use service, really helps Reviewed on: 20th April 2026

Excellent services provider

Excellent safe and easiest way to pay for purchases services and more. Great for savings too Reviewed on: 20th April 2026

Pay Pal easy online payments

Always use PayPal for payment transactions online the ease of instant credit plus secure payment makes it a easy choice , also like the pay in 3 option so it’s easy to control the credit you need and 3x manageable payments Reviewed on: 20th April 2026

Excellent even when I send money abroad

Excellent even when I send money abroad Reviewed on: 20th April 2026

The PayPal is the best way for the secure service...

The PayPal is the best way for the secure service Reviewed on: 20th April 2026

Super Easy

PayPal Pay in 3 is basically a super easy way to split your shopping into three payments without paying any interest or late fees. Approval is quick, it works pretty much anywhere that accepts PayPal, and you still get their Buyer Protection, which is a nice safety net. People seem to love it too — it’s sitting at a 4.93/5 from thousands of reviews — so overall it’s a solid, hassle‑free BNPL option if you want to spread the cost a bit. Reviewed on: 20th April 2026

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