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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147733 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147734)

Been with PayPal for years.

Been with PayPal for years. Always use PayPal as my 100% trusted agent for financial transactions. Peace of mind in my life is paramount. For me. PayPal, is the first and only fully trustworthy company I need to completely look after my purchases. Peace of mind. Keep life simple. Reviewed on: 8th June 2026

Always using PayPal for 3 months repayment.

Always using PayPal for 3 months repayment. Using PayPal credit. All website has PayPal payment method. Reviewed on: 8th June 2026

Always a great experience with PayPal, super easy to...

Always a great experience with PayPal, super easy to navigate the app Reviewed on: 8th June 2026

Great customer care

I’ve always been pleased with Paypals customer support and professional help Reviewed on: 8th June 2026

Easy to use and set up

Easy to use and set up excellent access to your account, keeping track of your credit and paying off early when you want to. Reviewed on: 8th June 2026

I haven't received free cancellation and had to pay...

I haven't received free cancellation and had to pay intrest without notification Reviewed on: 8th June 2026

Im used PayPal credit always hassle free

Im used PayPal credit always hassle free Reviewed on: 8th June 2026

PayPal is my go to method of payment

Service helps me out when I need money instantly. Excellent interest rates. Flexible payment plans. PayPal is my go to, I have the virtual card and the app. Reviewed on: 8th June 2026

Safe payment

Safe and secure payment method. I use PayPal to make payment Reviewed on: 8th June 2026

A great experience and easy to use.

A great experience and easy to use. Reviewed on: 8th June 2026

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