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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147687)

Exerlance

5
Always there when needed with a great and exerlent service . With great staff Always there to help would recomend to every one. Reviewed on: 8th June 2026

Great company with great benefits

5
Great company with great benefits Reviewed on: 8th June 2026

All my experience will Paypal have been good

5
All my experience will Paypal have been good Reviewed on: 8th June 2026

Easy to use and manage credit and spending.

5
Easy to use and manage credit and spending. Mobile app is user friendly Reviewed on: 8th June 2026

A very experience with pay pal I have been using Pay...

5
A very experience with pay pal I have been using PayPal for over 10 years , no issues at all . Great platform Reviewed on: 8th June 2026

Physical card game changer

5
0% could be more like credit cards or at least a special rate for PayPal customers 4 months 0% is not long enough. Reviewed on: 8th June 2026

PAYPAL THE BEST EXPERIENCE

5
PayPal is one of the most widely accepted online payment platforms, making it easy to send money, receive payments, and shop securely without sharing my card details with every merchant. Its buyer protection policies do provide added confidence when purchasing from unfamiliar sellers, and the service works across many countries and currencies. Reviewed on: 8th June 2026

Perfect service safe and easy.

5
Perfect service safe and easy. Excellent customer service. Reviewed on: 8th June 2026

It has help clear a lot for debt than usual...

5
It has help clear a lot for debt than usual Reviewed on: 8th June 2026

This such an easy and reliable service.

5
This such an easy and reliable service. I love the app for how you can keep an eye on your spending. Reviewed on: 8th June 2026

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