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PayPal: PayPal Credit reviews

4.90
Based on 101,781 reviews, last reviewed 8th May 2026
2350900% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far so good simple and easy to use So far so good simple and easy to use Reviewed on: 8th May 2026
Samantha r's avatar
Samantha r

Latest lowest rating:

1

Very poor Customer Service When there is a dispute, in my case I received defective products, Paypal has not lived up to its promise of guarantee, I've lost confidence in their ... Read more Reviewed on: 8th May 2026
Ralph Candlish's avatar
Ralph Candlish

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101781)

Easy to deal

5
Quick transfer of money but always on time Reviewed on: 20th April 2026

PayPal makes all payments seamless.

5
PayPal makes all payments seamless. Great for beginners to start racking up positive credit score points. Can't think of a more convenient and safe payment app. Reviewed on: 20th April 2026

Save online shipping

5
Buying online, always covered, no need to be worry about beeing scammed... Reviewed on: 20th April 2026

I can’t say anything bad about it!

5
I can’t say anything bad about it! Good business! Reviewed on: 20th April 2026

Well my experience that I have had with you has been...

5
Well my experience that I have had with you has been very excellent Reviewed on: 20th April 2026

Easy shopping

5
Paypal easy to use and not had any problems when using it to pay for anything. It has helped me out when I was stuck to buy a large item Reviewed on: 20th April 2026

Very flexible service and great to use not just at h...

5
Very flexible service and great to use not just at home but invaluable when travelling abroad. Reviewed on: 20th April 2026

PayPal helps me spread the cost.

4
PayPal helps me spread the cost. Reviewed on: 20th April 2026

Very Handy and Simple to use

5
Always there when I need to make small to medium priced purchases using credit. Easy to use. Reviewed on: 20th April 2026

No issues and a high credit limit

4
No issues and a high credit limit Reviewed on: 20th April 2026

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