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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Just excellent service.

Just excellent service. Easy to maintain on top off. Reviewed on: 7th July 2026

I couldnt be without it at the momemts makes things...

I couldnt be without it at the momemts makes things affordable. Reviewed on: 7th July 2026

Great idea to pay in installments.

Great idea to pay in installments. Reviewed on: 7th July 2026

It’s been great but just be careful it’s too easy to...

It’s been great but just be careful it’s too easy to spiral Reviewed on: 7th July 2026

Great to use flawless straight forward very good

Great to use flawless straight forward very good Reviewed on: 7th July 2026

You can buy anythings with paypal and if you have an...

You can buy anythings with paypal and if you have any problems customer service can help you. Reviewed on: 7th July 2026

Quick approval, variety of services, excellent custo...

Quick approval, variety of services, excellent customer service Reviewed on: 7th July 2026

Very easy to setup, straight forward repayments and...

Very easy to setup, straight forward repayments and many retailers integrated for seamless journeys Reviewed on: 7th July 2026

I use paypal credit for most big purchaces not just...

I use paypal credit for most big purchaces not just to spread the cost but for piece of mind my purchases are covered it makes life so much easier having paypal. Reviewed on: 7th July 2026

Great way to pay of purchases and good customer serv...

Great way to pay of purchases and good customer services Reviewed on: 7th July 2026

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