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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147637 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147637)

PayPal credit has been incredibly useful at times wh...

PayPal credit has been incredibly useful at times when I’ve needed to spend but didn’t have the funds. The app makes things easy to understand, and as long as you keep an eye on when your payments are due, it is a great service. Would recommend. Reviewed on: 8th June 2026

Very good communication

Very good communication with Paypall nice team friendly and helpful Reviewed on: 8th June 2026

Been using PayPal for many many years they have neve...

Been using PayPal for many many years they have never failed to disappoint me and always gives me a piece of mind when paying for anything as I know PayPal will always have my back if things go wrong. Reviewed on: 8th June 2026

Always have a great experience using PayPal

Always have a great experience using PayPal, it's so easy to use and simple to manage. Definitely one of the best payment apps out there as it can be used for so many different purchases or at different websites. Reviewed on: 8th June 2026

Very helpful especially having a card to use anywhere

Very helpful especially having a card to use anywhere Reviewed on: 8th June 2026

Good service and easy to use and very good experienc...

Good service and easy to use and very good experience with it so far Reviewed on: 8th June 2026

I have enjoyed purchasing large items for my house a...

I have enjoyed purchasing large items for my house at flexible repayments. Reviewed on: 8th June 2026

PayPal Credit has been a remarkably convenient tool...

PayPal Credit has been a remarkably convenient tool for managing my online purchases. Its seamless integration into the checkout process makes transactions incredibly smooth. I particularly appreciate the flexibility it offers in terms of payment options. The ability to spread out larger purchases has been a lifesaver on several occasions. Overall, I am very pleased with the reliable service provided by PayPal Credit. Reviewed on: 8th June 2026

Love PayPal I use it when I'm low on money as it hel...

Love PayPal I use it when I'm low on money as it helps me puruchse and pay off slowly Reviewed on: 8th June 2026

I’m very happy to use PayPal . Excellent service

I’m very happy to use PayPal . Excellent service Reviewed on: 8th June 2026

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