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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,714 reviews, last reviewed 8th May 2026
2347900% increase in 5 star reviews
in the past 90 days
6850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy payments, saves me the time and stress of looki... Easy payments, saves me the time and stress of looking for my card for online payments. The flexible payment plan is also a great idea! Reviewed on: 8th May 2026
Tobs's avatar
Tobs

Latest lowest rating:

1

Paypal at Bin. I need Paypal credit to do my shopping safely because of the small amount, I can't take what I need, 6 years with £200 ugly, I use other companies, Pa... Read more Reviewed on: 8th May 2026
SERGIU P's avatar
SERGIU P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101713)

Never had any problems and fair pricing on interest.

5
Never had any problems and fair pricing on interest. Reviewed on: 20th April 2026
Kevin O's avatar
Kevin O

Easy secure payments.

5
Easy secure payments. PayPal credit is there when I need it and the re-payments are affordable. Reviewed on: 20th April 2026
Mark D's avatar
Mark D

Paypal credit is a life changer

5
I've been using PayPal credit for quite a while now to be able afford things when I don't quite have the money at hand. With easy payback plans its a no brainer in my life. Reviewed on: 20th April 2026
Vincent G's avatar
Vincent G

Brilliant, especially for expensive items and can pa...

5
Brilliant, especially for expensive items and can pay over time Reviewed on: 20th April 2026
Catherine S's avatar
Catherine S

Amazing all I can say, fast and not complicated

5
Amazing all I can say, fast and not complicated Reviewed on: 20th April 2026
Myra B's avatar
Myra B

Life on a budget

5
Love the 3 or 4 months to pay makes life so much easiee for me. Reviewed on: 20th April 2026
Janice B's avatar
Janice B

Always been really pleased with PayPal .

5
Always been really pleased with PayPal . Reviewed on: 20th April 2026
Ms S's avatar
Ms S

Great for holidays and paying in instalment’s

5
Great for holidays and paying in instalment’s Reviewed on: 20th April 2026
Paul's avatar
Paul

4 months 0% interest

5
4 months 0% interest is very cool option Reviewed on: 20th April 2026
Ana K's avatar
Ana K

Easy to use

5
Simple to use and manage payment instalments. Reviewed on: 20th April 2026
Omid's avatar
Omid

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