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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to sort and quick.

Easy to sort and quick. Good customer service Reviewed on: 7th July 2026

PayPal best

10/10. Fast Reliable Best credit interest free plans Reviewed on: 7th July 2026

Good experience happy with paypal

Good experience happy with paypal Reviewed on: 7th July 2026

PayPal is a convenient and efficient payment service.

PayPal is a convenient and efficient payment service. Easy to use for all purchases, always kept up to date with transaction statuses. Great for but now pay later and if you have any queries these are dealt with instantly. Reviewed on: 7th July 2026

Love the app, clear and easy to use.

Love the app, clear and easy to use. Always keeps me informed on payments due, expected deliveries etc. Reviewed on: 7th July 2026

Paypal is quick and easy to use.

I’ve found PayPal very convenient. Customer services are helpful and solve any queries quickly. PayPal credit was brilliant when I needed a new fridge freezer, and washing machine. I was able to pay over time interest free which really helped me out. Reviewed on: 7th July 2026

Finance management

PayPal helps me manage my finances without getting into difficulty. Reviewed on: 7th July 2026

Always super reliable and feeling of security

Always super reliable and feeling of security Reviewed on: 7th July 2026

Paypal is safe, easy to use and convenient for shopp...

Paypal is safe, easy to use and convenient for shopping or sending money to anyone Reviewed on: 7th July 2026

I like the flexibility of payment plans

I like the flexibility of payment plans Reviewed on: 7th July 2026

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