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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147599 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147599)

Always had no problem with PayPal and always helped...

Always had no problem with PayPal and always helped me out when I buy things and don’t receive to get my money back and without me paying monthly I wouldn’t be able to get things I need today. Reviewed on: 8th June 2026

Simple effective service

Everything was seamless, a smooth, efficient service Reviewed on: 8th June 2026

Efficient, friendly & safe online service.

Efficient, friendly & safe online service. Accepted just about everywhere & now the option of a PayPal card. Flexible payment options & app is superb. Reviewed on: 8th June 2026

I enjoy using PayPal

I enjoy using PayPal, very convenient easy to access and easy to use. Their customer service is also good, I’m able to calm whenever I have an issue. Reviewed on: 8th June 2026

Recommended PayPal to everyone ..

Been telling everyone to use PayPal very safe and secure when buying items on all websites and it’s all done in a instant and if you get an refund it’s back in your account in a instant now waiting.. sending money to people is done in a instant. I use PayPal probably 98% when shopping on line love it me recommend to anyone to open a PayPal account.. five stars from me.. Reviewed on: 8th June 2026

Always excellent to use, flexibility

Always excellent to use, flexibility Reviewed on: 8th June 2026

Ok. Could be better

Overall good. The app is not as intuitive as it could be. It is often difficult to find what you’re looking for. I have also had mixed experience with purchase protection. On one occasion, I did not receive my money back even though I was a scammed by a company who I paid through PayPal. On another occasion, I did receive a full refund in Quick order. Reviewed on: 8th June 2026

Despite the fact of having a bad credit score PayPal...

Despite the fact of having a bad credit score PayPal charge me average interest rates which is absolutely LOVE PAYPAL Reviewed on: 8th June 2026

Excellent Experience with PayPal

I have had a very positive experience using PayPal. The platform is easy to use, secure, and reliable for both sending and receiving payments. Transactions are processed quickly, and I appreciate the convenience of being able to manage my payments online from anywhere. One of the features I value most is the strong security and buyer protection, which gives me confidence when making purchases online. The mobile app is user friendly, making it simple to track transactions and manage my account. Customer service has also been helpful whenever I needed assistance, and any issues were handled professionally and efficiently. Overall, PayPal has provided me with a smooth, safe, and dependable payment experience, and I would highly recommend it to anyone looking for a trusted online payment solution. Reviewed on: 8th June 2026

I recommend to everyone to use PayPal is very good T...

I recommend to everyone to use PayPal is very good Thank you PayPal Reviewed on: 8th June 2026

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