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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101644 reviews)

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4.90

Based on 101,643 reviews, last reviewed 8th May 2026

2344700% increase in 5 star reviews

in the past 90 days

6850% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve always had a good experience with PayPal. I’ve always had a good experience with PayPal. It has made it possible for me to buy no end of goods with the payment options. Reviewed on: 8th May 2026

Latest lowest rating:

1

Paypal at Bin. I need Paypal credit to do my shopping safely because of the small amount, I can't take what I need, 6 years with £200 ugly, I use other companies, Pa... Read more Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101644)

Easy way to pay

Really useful way to help pay for a purchase using interest free payments through PayPal. I’ve used it many times and would definitely recommend Reviewed on: 20th April 2026

Generally a very good experience

Generally a very good experience Reviewed on: 20th April 2026

Very convenient hassles free way to shop

Very convenient hassles free way to shop Reviewed on: 20th April 2026

Super secure, excellent at resolving any issues had...

Super secure, excellent at resolving any issues had and always a smooth friendly experience. Reviewed on: 20th April 2026

Amazing customer service, and the plan pays in 3 and...

Amazing customer service, and the plan pays in 3 and 4 months, free of charge, with a credit plan. Reviewed on: 20th April 2026

100% reliability

Never a problem and first class service Reviewed on: 20th April 2026

Easy and practical

I find paypal credit to be easy to use and very practical. Particularily the 4 months intrest free period. The only complaint I have is that when I make a payment into the account it takes a few days before it is removed from my bank account. Reviewed on: 20th April 2026

Always helpful

Always very helpful with sorting out problems Reviewed on: 20th April 2026

Very good rates and repayment time

Very good rates and repayment time Reviewed on: 20th April 2026

User friendly app - really easy to use

User friendly app - really easy to use Reviewed on: 20th April 2026

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