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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101579 reviews)

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4.90

Based on 101,579 reviews, last reviewed 8th May 2026

2342000% increase in 5 star reviews

in the past 90 days

6800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

All good, no problems at all. All good, no problems at all. Always easy and there when I need it. Reviewed on: 8th May 2026

Latest lowest rating:

1

Lost too much money with inadequate customer services Set up a 3 month 0% finance deal. PayPal cancelled the first payment meaning that I am left with a large amount to pay at the end of the deal. I raise... Read more Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101579)

Still unique bt less competitive on non-unique products

Apart from the PayPal payment system, most services and features are comparable to similar competitors but I notice that money transfers suddenly became too expensive (not competitive) and the offers system is not entirely intuitive. Reviewed on: 20th April 2026

Never disappoints.

Have been usung Paypal for years, never disappointed, always works, never a glitch. Paypal Credit is easy to use. Reviewed on: 20th April 2026

I use PayPal all the time.

I use PayPal all the time. Its easy to use and gives good credit options. Reviewed on: 20th April 2026

It's really easy to use, fast to set up and you can...

It's really easy to use, fast to set up and you can build up points by using your account Reviewed on: 20th April 2026

Always been quick and efficient.

Always been quick and efficient. Never problems with funds and the credit is cool! Reviewed on: 20th April 2026

Super Experience

Great Experience with a lot of possibilities Reviewed on: 20th April 2026

Love paypal so easy to use always helpful if I have...

Love paypal so easy to use always helpful if I have a problem I will continue to use paypal Reviewed on: 20th April 2026

Very easy to use and set up, I would recommend to an...

Very easy to use and set up, I would recommend to anyone I know! Reviewed on: 20th April 2026

Everything has been very smooth with PayPal

Everything has been very smooth with PayPal Reviewed on: 20th April 2026

Very helpful and listening skills

Very helpful and listening skills Reviewed on: 20th April 2026

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