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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to use.

Easy to use. Doesn’t charge a lot of interest. Reviewed on: 7th July 2026

Fantastic simplicity

Easy and simple to use. App is great and easy to navigate. Reviewed on: 7th July 2026

PayPal credit with 4 months interst free is amazing...

PayPal credit with 4 months interst free is amazing tool Reviewed on: 7th July 2026

PayPal is easy to use .

Only issue is hard to find how to cancel subscriptions and contact anyone to help Reviewed on: 7th July 2026

I have used paypal for years.

I have used paypal for years. I’ve never had any issues with it. I find it easy and simple to use. Reviewed on: 7th July 2026

Great service, helpful customer service when needed.

Great service, helpful customer service when needed. Reviewed on: 7th July 2026

I definitely recommend

Paypal is easy and fast to use and accepted by many services as means of payment. Reviewed on: 7th July 2026

Always ready to help .

Always ready to help .if things go wrong with a purchase, they are quick to get your money refunded Reviewed on: 7th July 2026

Safeguard my money.

As a pensioner it is important for my money to be safe, PayPal does this for me. I can shop online without fear and any problems are sorted out extremely quickly. Simply the best way to safeguard my spending. Reviewed on: 7th July 2026

All round great service!

All round great service! Easy to use and very convenient Reviewed on: 7th July 2026

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