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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147528)

Very good service and friendly

5
Very good Excellent service and easy to use and love this service Reviewed on: 8th June 2026

Love PayPal

5
Love PayPal for making online purchases makes me feel safe and also offers great rewards, cashback and other incentives for using my account Reviewed on: 8th June 2026

My wallet

5
Pay pal have a excellent service and hrlp me a lot over 10 yeras! Thankyou so much! Reviewed on: 8th June 2026

Always helping to do my shopping in the very good way.

5
Always helping to do my shopping in the very good way. Reviewed on: 8th June 2026

I love using PayPal for my online purchases I feel s...

5
I love using PayPal for my online purchases I feel safe and secure when when purchasing.great customer service great pay back service PayPal has been a lifesaver for me over the years. Clear easy user friendly App I would highly recommend Paypal to anyone and have referred friends in the pasted. Reviewed on: 8th June 2026

Handy for buying things you need when your skint

5
It's very handy for buying things you need when you need some credit till the end of the month and you get paid. It's very easy to use Reviewed on: 8th June 2026

Excellent

5
Fast, easy and very accessible. Very user friendly Reviewed on: 8th June 2026

Bank no. PayPal YES!

5
I had an issue with my bank blocking a PayPal payment, I had contacted PP about this and they were able to tell me exactly what I had to do with my bank as it was a common issue. Reviewed on: 8th June 2026

Excellent , very useful , I really happy

5
Excellent , very useful , I really happy Reviewed on: 8th June 2026

I like the fact that I have 4 months to pay off the...

4
I like the fact that I have 4 months to pay off the credit if I spent £100 or more. Its very manageable. Reviewed on: 8th June 2026

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