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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,106 reviews, last reviewed 6th Aug 2026

55% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181107)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

The GOAT

It works globally and that is the best part. Reviewed on: 16th July 2026

Helps to budget for more expensive items .

Helps to budget for more expensive items . Easy to use Reviewed on: 16th July 2026

Very good, really simple to use and I’ve been very h...

Very good, really simple to use and I’ve been very happy with the service Reviewed on: 16th July 2026

The credit is good, the card is simple.

Having 3 months credit is great, however we can't use many balance transfer cards to pay off thge balance when due. Makes money playing a little more complicated Reviewed on: 16th July 2026

Good company with your money protected plus lot more...

Good company with your money protected plus lot more online shops using your bank Reviewed on: 16th July 2026

I have a very good experience with PayPal.

I have a very good experience with PayPal. I never used the costumer services because everything worked well Reviewed on: 16th July 2026

Fantastic service, great app, and super easy to use...

Fantastic service, great app, and super easy to use and keep track of your account. This has become my go to credit card. Reviewed on: 16th July 2026

Has been an absolute amazing payment gateway.

Has been an absolute amazing payment gateway. Reviewed on: 16th July 2026

Brilliant!

My experience with paypal credit has been great. I can pay it montly and I can pay paypal credit in store now as well. It's been brilliant! Reviewed on: 16th July 2026

Good customer services.

Good customer services. Very helpful in solving any issues Reviewed on: 16th July 2026

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