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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181154)

i love pay pal it's quick and easy to use

5
i love pay pal it's quick and easy to use and a fast way to check out. and with easy payment options it's even better Reviewed on: 7th July 2026
Marc T's avatar
Marc T

Good reliable and secure in every way

5
Good reliable and secure in every way Reviewed on: 7th July 2026
Hamid Khan's avatar
Hamid Khan

So stress free to use takes the pressure off not hav...

5
So stress free to use takes the pressure off not having the money straight away to pay!!! PayPal credit never lets me down so I never let them down by paying back what I owe on time Reviewed on: 7th July 2026
Sue B's avatar
Sue B

Never had a problem with it.

5
Never had a problem with it. I use it weekly. Everything is smoothly run Reviewed on: 7th July 2026
Rebecca b's avatar
Rebecca b

Great Customer service, easy to set up an account DE...

5
Great Customer service, easy to set up an account DEPENABLE. Reviewed on: 7th July 2026
Gaynor's avatar
Gaynor

I’ve been using PayPal for a few years now and I cou...

5
I’ve been using PayPal for a few years now and I couldn’t recommend it enough. It’s quick, secure, and makes paying for things online so much easier. I love that I don’t have to enter my card details on every website too it’s just handy and convenient and I love knowing there’s buyer protection if anything goes wrong. Sending and receiving money is straightforward to and I’m not technically minded so there is always a sense of anxiety but PayPal eases that, and the app is really easy to use. It’s definitely one of those services that makes everyday life from online shopping to sending or receiving money from family or friends a little simpler. Reviewed on: 7th July 2026
J D McC's avatar
J D McC

Never any problem with purchases and helpful in case...

5
Never any problem with purchases and helpful in cases of refunds Reviewed on: 7th July 2026
ADH's avatar
ADH

I have never had a problem using paypal

5
I have never had a problem using paypal Reviewed on: 7th July 2026
Ray Painter's avatar
Ray Painter

Straightforward

5
Just very easy to pay for things and options on how to pay back Reviewed on: 7th July 2026
Paula S's avatar
Paula S

I mostly use PayPal for purchasing and payments.

5
I mostly use PayPal for purchasing and payments. I feel secure, and the service is excellent. The 'pay in three' option with no interest is very convenient for buying things I can't pay for in one go. PayPal is a great help in my daily life. Reviewed on: 7th July 2026
MARIA T's avatar
MARIA T

Review PayPal: PayPal Credit now

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