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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147160 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147160)

Plenty of good communication from Paypal keeps me in...

Plenty of good communication from Paypal keeps me informed about all aspects of my account Reviewed on: 8th June 2026

PayPal gives multiple finance options

PayPal gives multiple finance options Reviewed on: 8th June 2026

Excellent service!

Always have received excellent service Reviewed on: 8th June 2026

Great 5 stars

It is really helpfull when life gest harder and some expenses pop outs. Been using PayPal credit many times and never disappointed. Smooth payment options, easy to view balance anytime from the app and to make a payments. 4 months is enough time to pay off the balance, 0% interest is just amazing. This is the only online credit option I’m using for years. Reviewed on: 8th June 2026

Great service and easy to use.

Great service and easy to use. Have recommended to lots of friends and have used in many times around the football club for collecting money for a kids present from the parents Reviewed on: 8th June 2026

So easy to use and it's protected to which is so imp...

So easy to use and it's protected to which is so important. No issues whatsoever I always use PayPal for everything when I can, never had any issues Reviewed on: 8th June 2026

Great free interest and easy to use

My experience with PayPal credit has been good as it’s easy to use and has helped me pay off credit with 3months free interest! Reviewed on: 8th June 2026

It’s easy to use and PayPal gives you wings

It’s easy to use and PayPal gives you wings Reviewed on: 8th June 2026

Flexible payments, clear statements and regular reviews

Flexible payments, clear statements and regular reviews Reviewed on: 8th June 2026

Good for pay in 3 as this takes a lot of pressure of...

Good for pay in 3 as this takes a lot of pressure off by splitting tje payments Reviewed on: 8th June 2026

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