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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147220 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147222)

Works great with easy terms.

Works great with easy terms. Service is top notch and intro of physical card is great Reviewed on: 8th June 2026

Straightforward and easy-to-navigate app and website.

Straightforward and easy-to-navigate app and website. Easy to make payments and check your balance ect. I definitely recommend Paypal credit Reviewed on: 8th June 2026

Simple short term borrowing

PayPal credit is great for small amounts of borrowing. It’s easily accessible, the payment structure is clear and I get reminders. Reviewed on: 8th June 2026

Simple, fair and stressless

Simple process once approved, very fair, gives you the option to spread the payments but you can also choose to pay earlier if able to do so, feels safe and stress free, short term payment options without long term debt pressure Reviewed on: 8th June 2026

I think PayPal should do more to help customers when...

I think PayPal should do more to help customers when they need to request refunds. Reviewed on: 8th June 2026

Easy and quick

I am very satisfied with PayPal. It makes paying for things online so quick and easy. It helps me shop with confidence. I will definitely keep using it. Reviewed on: 8th June 2026

I love paypal credit

excellent service and easy to use and manage Reviewed on: 8th June 2026

Been with PayPal many years.

Been with PayPal many years. Can’t complain with how they have treated me. Reviewed on: 8th June 2026

Rasy to use, safe transactions and very quick , psyp...

Rasy to use, safe transactions and very quick , psypal credit and pay in three are great so you can budget effectivley Reviewed on: 8th June 2026

Okay, good for making payments and extra protection

Okay, good for making payments and extra protection Reviewed on: 8th June 2026

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