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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147263)

Pay pal is the way to go

5
Since opening my account over 3 years ago I have had no problems whatsoever with PayPal. I would not pay for anything online without using this app. I have had a couple of issues when purchasing goods online and paying with pay pal. on both these occasions I have been helped enormously. Both times the matter was settled amicably and very quickly. Pay pal is the way to go Reviewed on: 8th June 2026

Easy and convenient to use

5
Easy option for spending the cost of expensive items. Simple repayments 0/‘ interesting and great customer service Reviewed on: 8th June 2026

Forward thinking finance

5
Perfect trusted and secure finance and payment provider. Reviewed on: 8th June 2026

Perfect app

5
I feel safe ordering with paypal and have never had an issue when any problens with orders that have went wrong Reviewed on: 8th June 2026

It helped me a lot, and I prefer to buy through PayP...

5
It helped me a lot, and I prefer to buy through PayPal because it's secure. Reviewed on: 8th June 2026

Very convenient and easy to use.

5
Very convenient and easy to use. It makes life so much easier to pay it back in installments Reviewed on: 8th June 2026

Buying and selling on eBay is so seamless and easy!

5
Buying and selling on eBay is so seamless and easy! Reviewed on: 8th June 2026

So far so good, always in control.

5
So far so good, always in control. However I would like to pay off items as and when I want. When I have to pay in order it could mean I don't manage my money as I want. Also your customer service needs to be better as I have been lied to in the past. Reviewed on: 8th June 2026

PayPal is great

5
PayPal is a quick easy way, to pay online. Options like pay in 3 and PayPal credit Reviewed on: 8th June 2026

It has been useful so far and handy for making big p...

5
It has been useful so far and handy for making big purchases. Would prefer longer interest free period Reviewed on: 8th June 2026

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