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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy repayment.

Easy repayment.. 12?weeks zero interest Reviewed on: 7th July 2026

Highly trustworthy Company

I've been using PayPal for some considerable years now! They are a trustworthy financial institute that i have the upmost respect and trust with. They provide me with an easy way to pay for my purchases throughout the companies I deal with and provide up to the second and every transaction history! Reviewed on: 7th July 2026

Love PayPal been a life saver for me.

Love PayPal been a life saver for me. Reviewed on: 7th July 2026

Excellent on line

I use paypal for on line transactions.Never had an issuw Reviewed on: 7th July 2026

PayPal: A Strong Yes

I have been using PayPal for years and I have never been disappointed, it is an excellent app to have, easy to use, give many options for payement and flexibility Reviewed on: 7th July 2026

Using PayPal has always been a positive experience

Using PayPal has always been a positive experience. Using both the “pay in three “ and the credit scheme has helped me get through my purchases without any problems. Reviewed on: 7th July 2026

Simple to setup and use.

Simple to setup and use. Allows you to spread payments, generally with a few months interest free periods. Can be used were you see the PayPal logo. Reviewed on: 7th July 2026

Excellent service.

Excellent service. Never had any problems Reviewed on: 7th July 2026

The saver

PayPal help me when I have more expenses than usual Reviewed on: 7th July 2026

easy and straightforward

Always a great experience easy and straightforward Reviewed on: 7th July 2026

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