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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101355 reviews)

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4.90

Based on 101,355 reviews, last reviewed 8th May 2026

2331800% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Good and straight forward, easy to accept and follow... Good and straight forward, easy to accept and follow, very happy and never had an issue Reviewed on: 8th May 2026

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101355)

Making life a little easier - ease of purchasing ite...

Making life a little easier - ease of purchasing items with the option of paying in full , over a set period of time Reviewed on: 20th April 2026

Easy to use and helpful for when I don’t have to pay...

Easy to use and helpful for when I don’t have to pay all at once Reviewed on: 20th April 2026

Safe and reliable

I feel safer with PayPal I have had a refund once when I was scammed they are great Reviewed on: 20th April 2026

So reliable easy to use, clear communication

So reliable easy to use, clear communication Reviewed on: 20th April 2026

Great Experience

It’s been a great experience, paypal is very helpful in tight financial season. Its give peace of mind. Reviewed on: 20th April 2026

Financially very helpful.

Financially very helpful. Gives me more budget to spend on other things. Reviewed on: 20th April 2026

Easy process, making larger purchases more manageable.

Easy process, making larger purchases more manageable. Reviewed on: 20th April 2026

I t is so simple to use, with a very clear overview...

I t is so simple to use, with a very clear overview of what you have on the go, and it feels safe. You do have to use self control and not have too many things on the go at once because, they add up and could become a problem if not managed correctly Reviewed on: 20th April 2026

Great payment toll, lots of options and available fo...

Great payment toll, lots of options and available for lots of vendor Reviewed on: 20th April 2026

PayPal is amazing, I can choose whether I want to pa...

PayPal is amazing, I can choose whether I want to pay with bank cards or PayPal credit, and I can treat myself to everything I want. Reviewed on: 20th April 2026

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