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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147277)

Fast and reliable means of payment, have used PayPal...

5
Fast and reliable means of payment, have used PayPal for over 5years and have no regrets Reviewed on: 8th June 2026

Paypal credit gives me flexibility when buying expen...

5
Paypal credit gives me flexibility when buying expensive products to pay in more installments and I also like the easy process and trustworthiness of paypal l. Reviewed on: 8th June 2026

Great finance

5
It's been long time I'm using PayPal.. it's great.. Reviewed on: 8th June 2026

Very easy & convenient to use now with the card...

5
Very easy & convenient to use now with the card Reviewed on: 8th June 2026

Easy fuss free credit and the 0% over 4 months is ex...

5
Easy fuss free credit and the 0% over 4 months is excellent Reviewed on: 8th June 2026

The best way to pay

5
I used this for an expensive purchase which for me was a much better way to pay for my product Reviewed on: 8th June 2026

Very well handled finances.

5
Very well handled finances. Helpful assistance. Would recommend PayPal highly. Reviewed on: 8th June 2026

Safe and fast

5
Always safe to use where ever I am Reviewed on: 8th June 2026

PayPal is a safe and secure way to pay for items.

5
PayPal is a safe and secure way to pay for items. Reviewed on: 8th June 2026

great experience

4
my experience with PayPal is great ,its makes easier to pay for my order easily and chipper way .like paying 3 times little bit each month. Reviewed on: 8th June 2026

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