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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Brilliant no hassle would recomend

Brilliant no hassle would recomend Reviewed on: 7th July 2026

Always there for you.

Always there for you. Easy to use. Understanding if any financial difficulties Reviewed on: 7th July 2026

PayPal is easy to use and helps you financially pay...

PayPal is easy to use and helps you financially pay for things. Reviewed on: 7th July 2026

Easy to use and excellent credit choice

Easy to use and excellent credit choice Reviewed on: 7th July 2026

Super easy to use for online payments

Super easy to use for online payments Reviewed on: 7th July 2026

The pay in 3 feature is a very good option to spread...

The pay in 3 feature is a very good option to spread the cost of a purchase over 3 months, interest free as well. You can also manage the payments easily. Checkout is easy and the app and website is reliable. Reviewed on: 7th July 2026

PayPal credit helps to deal with your money easier i...

PayPal credit helps to deal with your money easier in long term. Reviewed on: 7th July 2026

Really pleased with PayPal Credit

Really pleased with PayPal Credit Reviewed on: 7th July 2026

Helpful when needed

For me was very helpful when I need it Reviewed on: 7th July 2026

PayPal is such a convenient way to purchase somethin...

PayPal is such a convenient way to purchase something when you need a little more time to pay in full but have the pleasure of having the product now Reviewed on: 7th July 2026

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