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PayPal: PayPal Credit reviews

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4.90
Based on 101,370 reviews, last reviewed 8th May 2026
2332500% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service and is easy to use for all types of pay... Good service and is easy to use for all types of payments whether it is a credit use or the pay in 3 Reviewed on: 8th May 2026
Laura Clapp's avatar
Laura Clapp

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101370)

It experiences is easy and reliable

5
It experiences is easy and reliable Reviewed on: 20th April 2026
Gloria Mortensen's avatar
Gloria Mortensen

Safe, secure & easy to use!

5
Easy to set up & use. Great options for repaying. Feel much safer using PayPal to shop online. Also if any problems with purchases, PayPal are there to help & sort things out very quickly. I am a real fan of PayPal & have recommended it to many friends & family members. Reviewed on: 20th April 2026
June E's avatar
June E

Easy to use and widely available

5
Easy to use and widely available Reviewed on: 20th April 2026
Matt B's avatar
Matt B

Satisfactory

4
Satisfactory, with good service. Reviewed on: 20th April 2026
Adetunji Y's avatar
Adetunji Y

Brilliant customer service and just a great app and...

5
Brilliant customer service and just a great app and highly recommend to friends and family Reviewed on: 20th April 2026
Anthony S's avatar
Anthony S

Get it when you want it with PayPal

5
I think PayPal should make sure that money is taken from direct debit accounts on the same day that they say the payment is due. I recently had a big problem when a payment was taken from my account several days after it was supposed to be due. I think it would save PayPal a lot of they implemented same day due with actually taking the payment. For everything else, PayPal has been excellent. You can get it when you want it with PayPal. Reviewed on: 20th April 2026
Normalbillet's avatar
Normalbillet

Contact PP all sorted

5
Buying in foreign currency isn't an issue with PP. If you have a problem with a supplier or retailer contact PP all sorted. Options to pay with PP is a great way to spread the cost with no extra charges. Reviewed on: 20th April 2026
Marie's avatar
Marie

Always get great service when I use PayPal

5
Always get great service when I use PayPal Reviewed on: 20th April 2026
John K's avatar
John K

Easy and straight forward experience.

5
Easy and straight forward experience. Reviewed on: 20th April 2026
SA's avatar
SA

Easy to use great service easy payments

4
Easy to use great service easy payments Reviewed on: 20th April 2026
Sarah H's avatar
Sarah H

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