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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147284 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147284)

I’ve used PayPal Pay in 3 several times and found it...

I’ve used PayPal Pay in 3 several times and found it straightforward and easy to manage. The application process was quick, repayments were clearly displayed, and payments were taken automatically on the agreed dates. It’s been useful for spreading the cost of larger purchases without paying interest, provided repayments are made on time. I would recommend it to anyone who wants flexibility with their spending, but it’s important to make sure you can afford the repayments before using it. Reviewed on: 8th June 2026

Pay pal offers great options to make payment from pa...

Pay pal offers great options to make payment from pay in 3 to pay over 4 months interest free or pay pal credit. Flexibility and choosing PayPal over other lenders is very helpful in times of economic crisis. Reviewed on: 8th June 2026

PayPal is very convenient and straightforward, I lik...

PayPal is very convenient and straightforward, I like the fact you can add it to Google wallet and the pay in 3 options Reviewed on: 8th June 2026

Easy to use and very convenient.

Easy to use and very convenient. Live that I can use it everywhere and low interest Reviewed on: 8th June 2026

No problems.

No problems. PayPal does what it says it will do. and allows me to manage my spending safely. Reviewed on: 8th June 2026

Excellent service. .

Very easy to use and comes in handy for making large purchases. Reviewed on: 8th June 2026

I couldn’t live without it especially now days it he...

I couldn’t live without it especially now days it helps general people everyday Reviewed on: 8th June 2026

Convenient payment method

It is a convenient way to make payments that allows buyers protection. Reviewed on: 8th June 2026

i always use it where i can

i have always used it where i can i trust it 100% Reviewed on: 8th June 2026

Convenient as a payment method when making purchases

Convenient as a payment method when making purchases Reviewed on: 8th June 2026

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