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PayPal: PayPal Credit reviews

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4.90
Based on 101,388 reviews, last reviewed 8th May 2026
2333400% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy to use, why wait? Simple and easy to use, customer service has always been informative, professional and polite Reviewed on: 8th May 2026
Stephen Evans's avatar
Stephen Evans

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101388)

Very straight forward and effective service that is...

5
Very straight forward and effective service that is fit for purpose Reviewed on: 20th April 2026
Courtney A's avatar
Courtney A

I will like to tell me people create a paper...

5
I will like to tell me people create a paper account Reviewed on: 20th April 2026
Andrews A's avatar
Andrews A

I’ve had a really good experience using PayPal Credit.

5
I’ve had a really good experience using PayPal Credit. It’s incredibly convenient, especially when shopping online, as it integrates seamlessly with my PayPal account—no need to keep entering card details. The flexibility it offers is a big plus. Being able to spread the cost of purchases and take advantage of interest-free periods has made managing my finances much easier. The “Pay in 4” option is particularly useful for larger purchases. Everything is clearly laid out in the app, so it’s easy to track payments and stay in control. I’ve also found it reliable, with no issues when making transactions. Overall, I’d definitely recommend it to anyone looking for a simple and flexible way to manage payments online. Reviewed on: 20th April 2026
Tyna B's avatar
Tyna B

Easy to use.

4
Easy to use..very good..love it 100% Reviewed on: 20th April 2026
Mark Jones's avatar
Mark Jones

Would recommend PayPal credit

5
Lots of places except Paypal credit it's an easy simple way to get things if you can't afford it and pay back in nice monthly payments Reviewed on: 20th April 2026
Sally R's avatar
Sally R

PayPal Easy Moves

5
I love PayPal, it makes difficult payments easy. Everything is so fast. Reviewed on: 20th April 2026
BigMerv's avatar
BigMerv

Perfect service, extra mile experience

5
Perfect service, extra mile experience Reviewed on: 20th April 2026
Alexander 's avatar
Alexander

Easy and convenient payment option

5
I’ve had a good experience using PayPal Credit. The application process was quick, and it’s very convenient for spreading the cost of purchases. Payments are easy to manage, and I like the flexibility it offers. Reviewed on: 20th April 2026
Anonymous's avatar
Anonymous

Easy and convieniant

5
I really like hoq easy and simple it is and that i can gain points from spending Reviewed on: 20th April 2026
Lili's avatar
Lili

Great! very helpful

5
Had been very helpful for starting up my small businesss Reviewed on: 20th April 2026
Nicola M's avatar
Nicola M

Review PayPal: PayPal Credit now

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