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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147289)

Exceptional

5
I’m using PayPal since 2011.i like to use PayPal Reviewed on: 8th June 2026

I have enjoyed purchasing items and a quick results .

5
I have enjoyed purchasing items and a quick results . Reviewed on: 8th June 2026

Always have a great experience, easy to use, friendl...

5
Always have a great experience, easy to use, friendly customer service, haven’t had any issues. Also feels very safe Reviewed on: 8th June 2026

Being able to spread payments over £100 interest fre...

5
Being able to spread payments over £100 interest free over 4 month is really helpful. Reviewed on: 8th June 2026

10 Years plus with PayPal

5
I have been with PayPal for the past 10 years and I have never had a complaint with them Reviewed on: 8th June 2026

My go to

5
My go to option to pay and easy app to keep check on spending Reviewed on: 8th June 2026

PayPal is great really flexible, love the points!

5
PayPal is great really flexible, love the points! Reviewed on: 8th June 2026

Credit service widely available in the market

5
Credit service widely available in the market Reviewed on: 8th June 2026

Excellent, such a quick and simple service.

5
Excellent, such a quick and simple service. Thank you so much. Reviewed on: 8th June 2026

Absolutely fantastic always the very best of service...

5
Absolutely fantastic always the very best of service with paypal Reviewed on: 8th June 2026

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