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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

It’s easy to set up and very useful.

It’s easy to set up and very useful. I found the accounting for it quite hard to understand at first but I have the hang of it now. It is my preferred way to pay for big cost items. Reviewed on: 7th July 2026

The safest way to make a payment

The safest way to make a payment Reviewed on: 7th July 2026

Has always been efficient and online use very easy

Has always been efficient and online use very easy Reviewed on: 7th July 2026

Really helpfull when you cant affort your purchase

Really helpfull when you cant affort your purchase Reviewed on: 7th July 2026

Wonderful your flexibility is perfect for those unex...

Wonderful your flexibility is perfect for those unexpected emergencies. Reviewed on: 7th July 2026

The customer service is always brilliant for me.

The customer service is always brilliant for me. Reviewed on: 7th July 2026

Ive had paypal for a fair few years and its been exc...

Ive had paypal for a fair few years and its been excellent from the start no problems at all Reviewed on: 7th July 2026

I have never had an Issue with Paypal!

I have never had an Issue with Paypal, The money has always been readily avaliable and never once have i been turned down for credit although very rarly used It has helped me out in the past and made things a little easier when it's been required Reviewed on: 7th July 2026

With PayPal credit it helps manage your money better

With PayPal credit it helps manage your money sensibly Reviewed on: 7th July 2026

Easy use and flexible with the 0% offers

Easy use and flexible with the 0% offers Reviewed on: 7th July 2026

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