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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,438 reviews, last reviewed 8th May 2026
2335700% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love everything about PayPal!! I love everything about PayPal. I love the pay in 3 option, and the 4 interest free option on orders over £100 on my credit card. I’m currently settin... Read more Reviewed on: 8th May 2026
Sarah W's avatar
Sarah W

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101438)

Very easy to use.

5
Very easy to use. Great customer service. Stress free which is important. Reviewed on: 20th April 2026
Natalie 's avatar
Natalie

Used PayPal for years always reliable

5
Used PayPal for years always reliable Reviewed on: 20th April 2026
Scott H's avatar
Scott H

Perfect services and good paying service

5
Perfect services and good paying service Reviewed on: 20th April 2026
Vilius B's avatar
Vilius B

PayPal experience

5
Pay pal is fast and efficient and fun be used to pay on most of the websites I use with the exception of Amazon. Interest rates on credit is too high. However pay in 3 is fabulous. The fact you can pay over 4 months for items interest free is a great help for larger purchases. Reviewed on: 20th April 2026
WB's avatar
WB

Generally a positive experience but PayPal Credit ne...

5
Generally a positive experience but PayPal Credit needs to process payments more quickly and reflect such payments on its app with more immediacy; I sustained a late payment charge (which was refunded when I got in touch and explained the situation) because my direct debit was not processed despite the app indicating that payment was taken. Reviewed on: 20th April 2026
Alistair's avatar
Alistair

PayPal remains covering what we spend

5
PayPal remains covering what we spend Reviewed on: 20th April 2026
Samba M's avatar
Samba M

The fastest and safest way to buy online

5
I always use PayPal to buy items online because it’s the safest way. Reviewed on: 20th April 2026
Dennis Wright 's avatar
Dennis Wright

I made transactions it was very easy and Excellent a...

5
I made transactions it was very easy and Excellent and very good service Reviewed on: 20th April 2026
Mahesh's avatar
Mahesh

I’m ok with Paypal, no complaints.

5
I’m ok with Paypal, no complaints. Reviewed on: 20th April 2026
Alberto's avatar
Alberto

Reliable and convenient

5
It's very reliable and convenient, especially for online shopping and global transactions. However, it can become costly for frequent business use or currency exchange. Reviewed on: 20th April 2026
Ela N's avatar
Ela N

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