Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to use cheap credit.

Easy to use cheap credit. I especially like saving up the PayPal points. Reviewed on: 7th July 2026

Very easy to use , simple online balances and paymen...

Very easy to use , simple online balances and payments, very understanding about only paying minimum payment Reviewed on: 7th July 2026

I really enjoyed paypal very easy to use and excelle...

I really enjoyed paypal very easy to use and excellent results Reviewed on: 7th July 2026

Easy to work 10/10

Easy to work , navigate easily !! Very good Reviewed on: 7th July 2026

Seemless

Seemless experience. Really enjoy using PayPal. Reviewed on: 7th July 2026

PayPal is so easy to use.

PayPal is so easy to use and I feel completely safe when using it. I use PayPal for the majority of my online purchases. Reviewed on: 7th July 2026

Great and easy way to pay for purchases.

Great and easy way to pay for purchases. Reviewed on: 7th July 2026

Easy to use paypal and very convenient in paying for...

Easy to use paypal and very convenient in paying for installment Reviewed on: 7th July 2026

Easy to use and to pay off witjout interest penalties.

Easy to use and to pay off witjout interest penalties. Just need to monitor carefully Reviewed on: 7th July 2026

Safe and usefull

It is great I have only one payer instead of having to give out my details every transaction and you get points Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.66 from 29 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub