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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147357 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147359)

It was fine I guess, nothing brilliant though

It was fine I guess, nothing brilliant though Reviewed on: 8th June 2026

So amazing

So amazing. Super helpful when I’m in need Reviewed on: 8th June 2026

Pay Later, %0 interest Rate for instalments are amaz...

Pay Later, %0 interest Rate for instalments are amazing. Reviewed on: 8th June 2026

The best

PayPal credit is fantastic and the 0% finance option for 4 months is great Reviewed on: 8th June 2026

Paypal credit allowed me to pay for a bike to then g...

Paypal credit allowed me to pay for a bike to then get to work. Without it I would have been completely stuck. Im extremely grateful for this service. Setting up was very easy and repayments with minimal to no interest are ideal. Reviewed on: 8th June 2026

Great service.

Great service. Highly recommend. Reviewed on: 8th June 2026

Great convenient and easy to use.

Great convenient and easy to use. Particularly with the pay in 3 for the more expensive purchases Reviewed on: 8th June 2026

I sometimes struggle with delays in payments registe...

I sometimes struggle with delays in payments registerigg NG Reviewed on: 8th June 2026

Great experience over the years

I have used PayPal Credit for many years now. The application process was easy and it’s provided me access to the things that are important to me and my family. With 4 months interest free, it all becomes possible. Reviewed on: 8th June 2026

Always received excellent customer service when I ha...

Always received excellent customer service when I have had an issue Reviewed on: 8th June 2026

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