Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,306 reviews, last reviewed 8th May 2026
2329700% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I excellent I could call PayPal customer service anytime and I get all the help I need. Reviewed on: 8th May 2026
zakia Osman's avatar
zakia Osman

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (101306)

Easy, affordable and safe

5
Easy to apply, safe credit limits and great customer service if needed at any point Reviewed on: 20th April 2026
Kim M's avatar
Kim M

Good experience easy to use and very up to date...

5
Good experience easy to use and very up to date Reviewed on: 20th April 2026
Farah M's avatar
Farah M

So easy to use and great communication

5
So easy to use and great communication Reviewed on: 20th April 2026
Hugh I's avatar
Hugh I

I have been a customer of PayPal for many years and...

5
I have been a customer of PayPal for many years and have found the service extremely useful and secure. PayPal credit has allowed me to purchase expensive items I need today and has manageable monthly payments that fit my budget. Reviewed on: 20th April 2026
Paul F's avatar
Paul F

Great Service.

5
I have nothing bad to say about PayPal services. I have always found it extremely easy to use and safe. Reviewed on: 20th April 2026
Mrs M's avatar
Mrs M

Always use PayPal where available, easy and flexible...

5
Always use PayPal where available, easy and flexible options Reviewed on: 20th April 2026
Ade Bowley 's avatar
Ade Bowley

Easy to speak with customer service

5
Easy to speak with customer service Reviewed on: 20th April 2026
Mercy S's avatar
Mercy S

Above and beyond

5
They have always been extremely helpful with any problems I have had with purchases. Their customer service is amongst the best I have ever experienced Reviewed on: 20th April 2026
Alex L's avatar
Alex L

Love a good PayPal review

5
PayPal is really handy to use really good service and if I ever have any issues the people are on the end of the telephone Customer Services are amazing. Always happy to help and always provide a good service. Would highly recommend to anybody wishing to use the service. Reviewed on: 20th April 2026
Kate H's avatar
Kate H

Simple and straightforward

5
Simple and straightforward every transaction is hassle free and gives flexibility Reviewed on: 20th April 2026
John s's avatar
John s

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill