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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Money well spent

Easy to use. But now pay later on s very good helping spread you cost Reviewed on: 7th July 2026

Never really had any issues.

Never really had any issues. Where issues have arisen, customer service is quick to resolve them. Quite helpful. Reviewed on: 7th July 2026

Tailored, stress free and affordable funding.

Provided affordable funding when I needed it. Very easy to keep track of and stress free. Excellent service. Thanks Reviewed on: 7th July 2026

PayPal is easy to use, and the option to pay interes...

PayPal is easy to use, and the option to pay interest free over a short number of months is very useful Reviewed on: 7th July 2026

It’s been several years I’m using Paypal and I see a...

It’s been several years I’m using Paypal and I see all the effort put in to protecting but facilitating the use of my app. Reviewed on: 7th July 2026

VERY HAPPY

So easy to use and first class Provides a great service Reviewed on: 7th July 2026

I have used PayPal credit numerous times without any...

I have used PayPal credit numerous times without any problems. Reviewed on: 7th July 2026

The only card for me

4 months interest free is great as it gives me the extra time to pay for larger items. Easy to use at most online checkouts, would not use any other card. Reviewed on: 7th July 2026

PayPal makes it easy and convenient to access funds...

PayPal makes it easy and convenient to access funds when you need them. The money is available quickly, and they offer flexible repayment options to suit your circumstances. They also send helpful payment reminders, and their customer service is reliable and responsive. I would highly recommend PayPal, especially for purchasing higher-value items. I feel more confident using it because it provides an extra layer of security and peace of mind in a world where fraud and online scams are becoming increasingly common. Reviewed on: 7th July 2026

Happy customer

Happy with my paypal service is always good Reviewed on: 7th July 2026

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