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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147110 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147110)

Yes it helped me plan for my cash flows

Yes it helped me plan for my cash flows Reviewed on: 8th June 2026

Easy process

Easy process and multiple options to choose the best solution. Reviewed on: 8th June 2026

good service, cheap, low fee, solid servers.

good service, cheap, low fee, solid servers. no issues Reviewed on: 8th June 2026

Easy to use service.

Easy to use and convenient. Doesn’t take any longer which is why I use itS Reviewed on: 8th June 2026

Reliable, secure, simple and fast

Reliable, secure, simple and fast Reviewed on: 8th June 2026

Easy to use and now improved

Easy to use and improved by now providing a credit card to use for 4 month interest free option. Clear to use and emails now sent to remind people they have a payment coming up. Reviewed on: 8th June 2026

I use PayPal for the ease of purchase and the flexi...

I use pay pal for the ease of purchase and the flexibility in payments. I have always found the customer service to be prompt and helpful. I feel secure using PayPal and it suits my spending needs perfectly. Reviewed on: 8th June 2026

Goodddddddddd thankssssss i love it the fox jumped o...

Goodddddddddd thankssssss i love it the fox jumped ober the bridge Reviewed on: 8th June 2026

I have used PayPal for a few years..

I have used PayPal for a few years and have had good experiences whether it's been paying a bill, using PayPal credit or paying with my bank. Any problems have been cleared up swiftly by experienced customer service. Thank you PayPal. Reviewed on: 8th June 2026

Great love using PayPal credit to spread the cost of...

Great love using PayPal credit to spread the cost of big purchases so convenient Reviewed on: 8th June 2026

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