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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147059 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147059)

Best option

I always chose to pay with PayPal, in special pay in 3, Reviewed on: 8th June 2026

Andrew81

Very helpful and always reliable Reviewed on: 8th June 2026

I’ve had a good.

I’ve had a good. Experience of buying items I was looking for. I would like to use my credit in cash too. It’s because I need new roof on Garage but you don’t do that and I understand. Reviewed on: 8th June 2026

It’s very convenient to use PayPal specifically when...

It’s very convenient to use PayPal specifically when I send money to my family who lives in Canada they can get the money right away. Reviewed on: 8th June 2026

excellent

was good, fast and support is helpful, would recommend to my friends and family, Reviewed on: 8th June 2026

PayPal is great

PayPal is a great choice for credit as it’s easy to use and notifies when payments a due to reduce interest going up. PayPal has always been helpful when needed Reviewed on: 8th June 2026

Problem free and smooth

Never ever had a problem with PayPal - all always goes smoothly with transactions. Reviewed on: 8th June 2026

Easy , convenient and flexible options.

Easy , convenient and flexible options. Reviewed on: 8th June 2026

PayPal has the Buyer protection is good!

PayPal has the Buyer protection is good! Which the the other payment service is lack of. Reviewed on: 8th June 2026

Staff are very helpful.

Staff are very helpful. And 3 month itrest free. No charges fees. Sometimes buy now and pay layer aswell. Reviewed on: 8th June 2026

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