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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,200 reviews, last reviewed 7th May 2026
2324750% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a great experience using PayPal. I’ve had a great experience using PayPal. Sending and receiving money is quick and simple, and it makes online shopping much safer and more convenient... Read more Reviewed on: 7th May 2026
Chini's avatar
Chini

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101200)

Very good point excellent

5
Very good and excellent it works well with me and it’s convenient value is good and the services are easy to access Reviewed on: 20th April 2026
Tapuwa M's avatar
Tapuwa M

I use it a lot to pay for payments over £100.

5
I use it a lot to pay for payments over £100. This then lets me pay in usually 3 payments interest free. Reviewed on: 20th April 2026
Stuart Watts 's avatar
Stuart Watts

Good Option

5
I used the BNPL option to spread the cost of large item. I used the 0% for 4 months to manage and spread the cost of item. I can easily view and control how I pay each month. Reviewed on: 20th April 2026
James Y's avatar
James Y

Always Helpful

5
Always Helpful a great service. so useful Reviewed on: 20th April 2026
Barry Clarke's avatar
Barry Clarke

Simple and works

5
Never have problems with PayPal, always does the job. No hassle Reviewed on: 20th April 2026
Victoria's avatar
Victoria

Never had any problems quick to resolve issues

5
Never had any problems quick to resolve issues Reviewed on: 20th April 2026
Wendy W's avatar
Wendy W

Easy for use and reliable.

5
Easy for use and reliable. Friendly interface as well with accessible settings. Reviewed on: 20th April 2026
Aleksandar B's avatar
Aleksandar B

Set up of web pages easy to navigate.

5
Set up of web pages easy to navigate.They show you your options to buy stuff weather 3 months to pay or use credit and show you the interest rate openlly Reviewed on: 20th April 2026
Herbie's avatar
Herbie

No way to reduce the credit limit, once your locked...

1
No way to reduce the credit limit, once your locked in that's it! Reviewed on: 20th April 2026
Mi's avatar
Mi

PayPal vs Klarna

5
I used PayPal instead of Klarna to buy some bike wheels, also got £20 off. Reviewed on: 20th April 2026
Ian F's avatar
Ian F

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