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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146999 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146999)

I have always had an excellent service from PayPal,...

I have always had an excellent service from PayPal, they take care of everything for me regarding my purchasing and aftercare. Reviewed on: 8th June 2026

Fuss free service.

Fuss free service. Easy to use with no hidden surprises Reviewed on: 8th June 2026

Ease of use and able to split payments over time.

Ease of use and able to split payments over time. Reviewed on: 8th June 2026

Convenient credit option with a straightforward setup

It was easy to set up and straightforward to use, which made managing payments feel more convenient and less stressful. The process was clear, and I liked having the option to spread costs when needed, but I do think there could be more flexibility or clearer communication around fees and repayment details. Reviewed on: 8th June 2026

I find it very easy to use and feel it’s a safe meth...

I find it very easy to use and feel it’s a safe method of paying , also helps me to budget my financed Reviewed on: 8th June 2026

great pay method could be better with tracking payme...

great pay method could be better with tracking payments and available on more platforms Reviewed on: 8th June 2026

I enjoy using PayPal, i find it easy and convenient...

I enjoy using PayPal, i find it easy and convenient to use Reviewed on: 8th June 2026

Great credit company keeps me informed of my spendin...

Great credit company keeps me informed of my spending and makes sure I don’t have any problems with my finances Reviewed on: 8th June 2026

Used it to spread the cost of a slightly larger than...

Used it to spread the cost of a slightly larger than normal purchase. Made it easier to pay back over several paydays Reviewed on: 8th June 2026

Great service.

Great service. Perfect benefits. 4 month without paying anything Reviewed on: 8th June 2026

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