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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Great value

Very convenient, easy to use and excellent service. I strongly recommend it. Their partnership with Curve makes it even easier to use. Value for money is also great. Their interest rate is very competitive. Reviewed on: 7th July 2026

Its amazing so smooth from phoneing up to buying items

Its amazing so smooth from phoneing up to buying items Reviewed on: 7th July 2026

PayPal is easy to log in and use and I feel safe whe...

PayPal is easy to log in and use and I feel safe when I use it to purchase items. Also you find a lot of companies use PayPal to purchase items from Reviewed on: 7th July 2026

Easy & efficient!

Easy to use, efficient. My PayPal credit card arrived really quickly once ordered too. Reviewed on: 7th July 2026

PayPal is a quick and easy way to send or receive mo...

PayPal is a quick and easy way to send or receive money Reviewed on: 7th July 2026

Transactions and payments made easy

Transactions and payments made easy Reviewed on: 7th July 2026

Very nice,great,quick always always fast, to solve t...

Very nice,great,quick always always fast, to solve the problem as soon as possible Reviewed on: 7th July 2026

Pay in 3 is such an easy way to purchase!

Pay in 3 is such an easy way to purchase! PayPal passkey also a win Reviewed on: 7th July 2026

User friendly

Very easy to use and clear about charges. The app makes managing your money very easy. Reviewed on: 7th July 2026

Positive experience using PayPal Credit.

I've had a positive experience using PayPal Credit. The application process was straightforward, and being able to spread the cost of larger purchases over time has been very convenient. Payments are easy to manage through my PayPal account, and I appreciate the clear payment reminders and account overview. Reviewed on: 7th July 2026

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