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PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146938)

Great Company

5
Great company known worldwide and always feel they go above and beyond to help solve any issue and nowadays everyone takes this as a payment method which is brilliant Reviewed on: 8th June 2026

Frictionless usability

5
Frictionless usability. Always there, always reliable. Solid platform! Reviewed on: 8th June 2026

Love PayPal, always feel safe when I make my purchas...

5
Love PayPal, always feel safe when I make my purchases, because PayPal will always resolve any problems, don’t like to order if PayPal not an option, my biggest problem with buying off Amazon , there is no option to pay through PayPal Reviewed on: 8th June 2026

Paypalreviewer

5
Good selection of sites to use PayPal credit, good offers. Reviewed on: 8th June 2026

Easy to use and great for paying friends

5
Easy to use and great for paying friends Reviewed on: 8th June 2026

Great options allround.

5
Great options on how to pay spread costs and interest is value. Reviewed on: 8th June 2026

PayPal is easy to use and very convenient for online...

5
PayPal is easy to use and very convenient for online payments. It’s secure and widely accepted, but the fees can be a bit high. Reviewed on: 8th June 2026

Spending with peace of mind guaranteed.

5
Spending money through PayPal has and will still be the safest way I have ever spent money. From past experience I cannot see that changing. Every item you purchase I have found that I have had 100% backing from PayPal. Reviewed on: 8th June 2026

PayPal provides security and peace of mind with quic...

5
PayPal provides security and peace of mind with quick decisions, and gives us a solution to all transactions with our money and accessibility to credit if needed. Reviewed on: 8th June 2026

easy and interest free

5
Easy to use, I use it for all my large purchases and have A good amount of time interest free to pay them off Reviewed on: 8th June 2026

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