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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Great options easy to follow payment plans

Great options easy to follow payment plans Reviewed on: 7th July 2026

No problems so fa.

No problems so fa. Supported me very well. Reviewed on: 7th July 2026

A seamless process with regular updates on account

A seamless process with regular updates on account status. Easy to use and access via the App. App is accessible and informative. Reviewed on: 7th July 2026

Smooth and easy to manage.

Smooth and easy to manage. Great customer service experience. I will recommend to others Reviewed on: 7th July 2026

Easy to use and save.

Easy to use and save. Gives me more financial freedom Reviewed on: 7th July 2026

Easy to use.

Easy to use. Widely accepted. Paypal+ rewards is a great scheme Reviewed on: 7th July 2026

easy use

It's easy to use and most of all, I don't have to pay things with cash. I will recommend PayPal to others. Then again, the credit that they give you, use it and pay by four instalment, That's all I can say. Reviewed on: 7th July 2026

Credit limit does not increase - stayed the same for...

Credit limit does not increase - stayed the same for years Reviewed on: 7th July 2026

Excellent service with peace of mind that online tra...

Excellent service with peace of mind that online transactions are secure. A expert in the feild. Its easy its why I love it. Whats not to like. Pay Pal really cares abouts its customers.. Customer service will offer advice and solutions 24/7 and treats you like a human not a commodity. Reviewed on: 7th July 2026

I have been with PayPal for a while now and I have n...

I have been with PayPal for a while now and I have never been disappointed being transaction or customer's protection it has been excellent services throughout Reviewed on: 7th July 2026

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