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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,131 reviews, last reviewed 7th May 2026
2321500% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My paypal credit experience has been great so far. My paypal credit experience has been great so far. Additional security measures was put in place to ensure i was the one making a purchase with my car... Read more Reviewed on: 7th May 2026
Aminat A's avatar
Aminat A

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101131)

Handy when the need arises

5
Having PayPal credit and pay in three has made it easy for me to have access to the things I need without having to worry, knowing that I have time for repayment without incurring a charge. Reviewed on: 20th April 2026
Ife O's avatar
Ife O

Always brilliant a good thing to have

5
Always brilliant a good thing to have Reviewed on: 20th April 2026
Shelly G's avatar
Shelly G

Its very easy to use PayPal credit.

5
Its very easy to use PayPal credit. 0% Interest is incredibly reasonable for 4 months. Reviewed on: 20th April 2026
Amy's avatar
Amy

Money protection is securely assured

5
Money protection is securely assured Reviewed on: 20th April 2026
Robert Ackom 's avatar
Robert Ackom

Great thing to have, eady to use

5
Great thing to have, eady to use Reviewed on: 20th April 2026
Karen Moulton's avatar
Karen Moulton

Very easy to use.

5
Very easy to use.. great app. Great service. Reviewed on: 20th April 2026
Mr A's avatar
Mr A

Customer service

5
They deal with the problem you may face and not mask over it. Reviewed on: 20th April 2026
Deborah H's avatar
Deborah H

Paypal helps pay for things when my finances are low...

5
Paypal helps pay for things when my finances are low but without causing me debt . Different payment options offer great flexibility Reviewed on: 20th April 2026
Fran's avatar
Fran

Easy to use.

5
Easy to use. Quality sevice. Great way to manage unexpected bills Reviewed on: 20th April 2026
Dennis T's avatar
Dennis T

Great experience every time with Paypal

5
Great experience every time , and a company that you can trust and rely on Reviewed on: 20th April 2026
jason williams's avatar
jason williams

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