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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal credit is really good help you out in every...

PayPal credit is really good help you out in every way Reviewed on: 7th July 2026

Good rate of interest and easy to apply

Good rate of interest and easy to apply Reviewed on: 7th July 2026

Great service from PayPal

PayPal is easy to use and offers good access to balances, payments due and payment options. A recent dispute whereby payment was made to a scam provider, was dealt with quickly, efficiently and with little stress. Reviewed on: 7th July 2026

Used PayPal for years and I highly recommend

Used PayPal for years and I highly recommend Reviewed on: 7th July 2026

Any issues rectified quickly without any problems.

Any issues rectified quickly without any problems. Reviewed on: 7th July 2026

I’ve used PayPal for years and I’ve always found it...

I’ve used PayPal for years and I’ve always found it great to use Reviewed on: 7th July 2026

PayPal credit is good it has helped me, even helped...

PayPal credit is good it has helped me, even helped build my credit Reviewed on: 7th July 2026

Always simple and efficient to use.

Always simple and efficient to use. Reviewed on: 7th July 2026

Great credit card with secure and fast payments.

Great credit card with secure and fast payments. Easy to use, reliable, and accepted by many online stores. I’ve had a smooth experience and would recommend it. Reviewed on: 7th July 2026

Very good no bad experience easy to use

Very good no bad experience easy to use Reviewed on: 7th July 2026

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