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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146863 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146863)

PayPal is easy to use , minus a couple of app bugs w...

PayPal is easy to use , minus a couple of app bugs which look of been fixed via updates Reviewed on: 8th June 2026

Excellent Card

Never had an issue and statement is very clear on purchases and due dates .. great when they give a few months to pay on some purchases .. emails from them are great for balance due dates too for a reminder Reviewed on: 8th June 2026

Easy to set up and simple to use

Easy to set up and simple to use Reviewed on: 8th June 2026

Great service from PayPal

Great to be able to spread payments over 4 months. It makes it possible to buy things you wouldn’t be able to afford otherwise. Reviewed on: 8th June 2026

PayPal is my goto Payment method

I use PayPal all the time, I tend to avoid sites that don't use it. I've had issues with refunds from vendors in the past and PayPal always get my money back. For the occasional large order I use PayPal credit, 0% Apr if less than 4 months which is perfect for household goods. Reviewed on: 8th June 2026

Simple and straightforward to understand and use

Simple and straightforward to understand and use Reviewed on: 8th June 2026

I have had a PayPal account for approximately 8 year...

I have had a PayPal account for approximately 8 years and it has been very useful. PayPal credit has been easy to use and very convenient Reviewed on: 8th June 2026

Excellent service, very easy to apply for and set up.

Excellent service, very easy to apply for and set up. Reviewed on: 8th June 2026

PayPal is the safest way of paying for all purchases.

PayPal is the safest way of paying for all purchases. I have no problems with any purchases or money transferred to my family or friends. I will recommend you with all my heart to everyone interested with safest paying way. Reviewed on: 8th June 2026

I really enjoy paypal and the security that comes wi...

I really enjoy paypal and the security that comes with pay pal, haven't had any problems with pay pal. Reviewed on: 8th June 2026

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