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PayPal: PayPal Credit reviews

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4.90
Based on 101,049 reviews, last reviewed 7th May 2026
2317600% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal credit helps me spread the cost of my items Paypal credit helps me spread the cost of my items and is a very useful option to have when shopping for my grandchildren Reviewed on: 7th May 2026
clare fabbro's avatar
clare fabbro

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101049)

Perfect for me

5
Easy to use and reliable whenever I need it for those pay later moments. Reviewed on: 20th April 2026
AF's avatar
AF

Ability to pay over 4 months is great.

4
Ability to pay over 4 months is great. Even better, you can now use it with any vendor that allows card payment. Reviewed on: 20th April 2026
Dee's avatar
Dee

PayPal Credit - so easy to use.

5
One of the features of PayPal Credit is to spread the cost of larger amounts over 4 months interest free, this has proved so useful. Now having a physical PayPal credit card has enabled me to use PayPal for some suppliers who do not have The facility to pay on-line automatically. I have also found that PayPal the few occasions I have needed to contact PayPal because of issues with a purchase, this has been swiftly and efficiently sorted out. Reviewed on: 20th April 2026
Valerie J's avatar
Valerie J

Excellent funaminal very good service when needed.

5
Excellent funaminal very good service when needed. Employees are helpful Reviewed on: 20th April 2026
Ali's avatar
Ali

Feel safe to shop online with PayPal, pay in 3 a goo...

5
Feel safe to shop online with PayPal, pay in 3 a good option too. No interest to pay if you pay your balance each month. Reviewed on: 20th April 2026
Vicky M's avatar
Vicky M

Easy to use great customer ssrvi

5
Easy to use great customer ssrvi Reviewed on: 20th April 2026
Stefan f w morley's avatar
Stefan f w morley

An excellent service with blazing fast transactions...

5
An excellent service with blazing fast transactions and free delivery updates. Reviewed on: 20th April 2026
MiR's avatar
MiR

Great customer service

5
Always had a top notch service when a problem has arisen, and the app is really easy to use Reviewed on: 20th April 2026
Jim's avatar
Jim

Very handy and easy to use, I love the pay inn3 inst...

5
Very handy and easy to use, I love the pay inn3 installments option. Reviewed on: 20th April 2026
Costache's avatar
Costache

Easy to use quick and easy payments

5
Easy to use quick and easy payments Reviewed on: 20th April 2026
Scott H's avatar
Scott H

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