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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100974 reviews)

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4.90

Based on 100,974 reviews, last reviewed 7th May 2026

2314050% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service PayPal are very secure and always stay in touch with customers Reviewed on: 7th May 2026

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100974)

Great flexibility when needed funds.

Great flexibility when needed funds. Love the pay in 3 options Reviewed on: 20th April 2026

Only one hiccup ever.

Only one hiccup ever. Great time using you guys outside of that. Reviewed on: 20th April 2026

PayPal has been a reliable and convenient payment pl...

PayPal has been a reliable and convenient payment platform for me. It makes sending and receiving money quick, secure, and easy. I appreciate the buyer protection, smooth transactions, and user-friendly app. It’s especially helpful for online shopping and international payments. Overall, PayPal is a trusted service that saves time and gives peace of mind. Reviewed on: 20th April 2026

Easy to use and navigate.

Easy to use and navigate. The points are a great addition. Reviewed on: 20th April 2026

Barrage of emails for limit increases are a little e...

Barrage of emails for limit increases are a little excessive and could potentially work more positively if the frequency was reduced. Reviewed on: 20th April 2026

Excellent service, all the time

PayPal is best in class for Customer service. The others follow in its wake. Reviewed on: 20th April 2026

Fantastic

Fantastic! Great service. Efficient service Reviewed on: 20th April 2026

Great company to use credit facilities especially pa...

Great company to use credit facilities especially pay in 3. Reviewed on: 20th April 2026

So far so good.

So far so good.. can’t really comment on customer service because I’ve had to deal with them before - I’ve never had any issues with PayPal since I started using it. Reviewed on: 20th April 2026

Reliable and convenient

I’ve been using PayPal Credit for a while now and overall it’s been a convenient way to spread the cost of purchases. The application process was straightforward, and I like how easy it is to use directly at checkout when shopping online. The ability to manage payments through the app is helpful, and I’ve found the interface clear and easy to navigate. Payments are processed quickly, and I haven’t had issues with transactions. However, customer support can sometimes be slow to respond, especially when dealing with more complex queries. Improving response times would make the experience much better. Overall, a useful credit option for online purchases, especially if you stay on top of repayments. Reviewed on: 20th April 2026

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