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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146666 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146666)

Using PayPal Credit Was a Good Experience For Me

I used PayPal credit to pay for an item that I wouldn't have been able to afford otherwise. I had 4 interest free months. I liked how easy it was to pay off the balance when I wanted. I didn't have to set up a direct, the option is there but it was so nice being able to choose when and how much I paid back. Overall I love PayPal, I use the pay in 3 service a lot and again, it's allowed me to make purchases without making myself skint. Reviewed on: 8th June 2026

Save and spend

You can rely in and especially the other 3 months to pay option Reviewed on: 8th June 2026

Beat that

I find PayPal good when you want something and you can pay 4 months later at 0 percent Reviewed on: 8th June 2026

Satisfied Customer.

I have always found if i had an issue PayPal collegues are most helpful to resolve it. There have been a number of occasions when a need to contact PayPal has been prompt and efficient. Reviewed on: 8th June 2026

Always there when needed

Always worked when needed and really convenient Reviewed on: 8th June 2026

I've been using PayPal for years and have never had...

I've been using PayPal for years and have never had any issues. Reviewed on: 8th June 2026

Been using PayPal for some 10 years now and it's bee...

Been using PayPal for some 10 years now and it's been so useful for example I love the flexibility of payin 3 for example. Reviewed on: 8th June 2026

Great card

Easy to use . And give 4 months interest free Reviewed on: 8th June 2026

I was looking for a house appliances as I just moved...

I was looking for a house appliances as I just moved in and I applied with different company to give me stuff wjth monthly payments all of them rejected me then I saw Paypal option I applied in less than 16 minutes I got accepted and got my stuff. I was very happy. Reviewed on: 8th June 2026

Highly recommended

It’s easy to use, give an opportunity for planning personal financial situation. Reviewed on: 8th June 2026

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