Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,897 reviews, last reviewed 7th May 2026
2310500% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been using PayPal for several years now, and... I have been using PayPal for several years now, and it remains my go-to platform for both personal and professional transactions. The peace of mind pr... Read more Reviewed on: 7th May 2026
Fatmata B's avatar
Fatmata B

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (100897)

Very reliable service referred to my family and fri...

4
Very reliable service referred to my family and friends to use this service frequently it's safer to pay or buy something from this service Reviewed on: 19th April 2026
Shahzad i's avatar
Shahzad i

Used paypal for years and they always treat the case...

5
Used paypal for years and they always treat the case fairly. Reviewed on: 19th April 2026
james s's avatar
james s

Reliable and convenient

5
PayPal credit has the best deals, 4 months 0% interest on purchases over £100. You cannot go wrong! With the addition of the physical card you can spend in stores easily and on websites that do not have the PayPal purchase option. Reviewed on: 19th April 2026
Muhammad M's avatar
Muhammad M

Trusted way to pay

5
I always use PayPal as it is a safe and secure why to pay for everyday things Reviewed on: 19th April 2026
Barbara S's avatar
Barbara S

best service

5
The best service ever experienced. Everyone must try Reviewed on: 19th April 2026
Anayat's avatar
Anayat

Great facility and easy to use.

5
I now have a virtual PayPal credit card in Apple Pay. This is game changing as I can now use PP anywhere that accepts Visa and I have the great back up of PP’s customer service. Reviewed on: 19th April 2026
db's avatar
db

Excellent service and good customer service

5
Excellent service and good customer service Reviewed on: 19th April 2026
Santos D's avatar
Santos D

Love PayPal

5
I've been using PayPal for many years now and very happy with it Reviewed on: 19th April 2026
Barbsz's avatar
Barbsz

Hassle free payments

5
Hassle free payments easy, any faulty goods no problem paypal sorts everything just great Reviewed on: 19th April 2026
Buz's avatar
Buz

Ease of service for an older user

5
Ease of service. Helps me navigate well as I'm a bit old!! Reviewed on: 19th April 2026
Rebecca H's avatar
Rebecca H

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill