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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I have been using paypal for quite a few years now.

I have been using paypal for quite a few years now. Very user friendly, trustworthy and some lovely features. Such as pay in three instalments. Reviewed on: 7th July 2026

Peace of mind while spreading the cost.

The PayPal credit is great. Peace of mind and easy to spread the cost. Reviewed on: 7th July 2026

Complete online dsecurity...

I've been using PayPal for a number of years now and found all my transactions to be completely secure. Never once have I had any issues with PayPal. If any issues arise from any sellers where the goods never arrive PayPal has always taken care of the situation. This is the only online shopping method I use as it is totally secure. Reviewed on: 7th July 2026

Highly Recommend

I use PayPal all the time when buying things on line. Whenever I have an issue and need customer service help they have been there for me and have helped me in whatever the problem maybe. When speaking to customer service agents I have always found them polite. I wood highly recommend to any of my friends or family to use when buying on line or to pay in 3 which is fantastic for people who need sometime to spread the cost. Reviewed on: 7th July 2026

Very helpful,make it easy my life and easy to use.

Very helpful,make it easy my life and easy to use. Reviewed on: 7th July 2026

Long time PayPal customer

I have used PayPal for years firstly when I started using eBay.i now find that it is my favourite payment method anywhere as it offers security safety and flexibility. Reviewed on: 7th July 2026

Easy to use and set up using the app ...

Easy to use and set up using the app secure Reviewed on: 7th July 2026

Very good from the start

Very good from the start and great to use Reviewed on: 7th July 2026

They make it easy to use and you know it's...

They make it easy to use and you know it's secure Reviewed on: 7th July 2026

Absolutely amazing

PayPal have been amazing for me especially with having the flexibility of spreading the cost of purchasing Reviewed on: 7th July 2026

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