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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,843 reviews, last reviewed 7th May 2026
2308100% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All positive All positive . Good service . Can’t say anything negative Reviewed on: 7th May 2026
Colin C's avatar
Colin C

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (100843)

PayPal made my finances organised very well.

4
PayPal made my finances organised very well. I enjoy the fact where I can also view my orders. It basically makes every monthly payment easier with good reminders and excellent offers. Reviewed on: 19th April 2026
Samuel L's avatar
Samuel L

good and smooth experience overall.

5
I’ve had a good and smooth experience overall. Earlier, it used to be difficult to find vendors who accepted PayPal, but this has become much easier—especially after the introduction of the PayPal Credit physical card. I also appreciate the 4‑month interest‑free payment option along with the occasional promotional offers. Reviewed on: 19th April 2026
Ravi Gaur's avatar
Ravi Gaur

Great service and easy to navigate the app.

5
Great service and easy to navigate the app. Reviewed on: 19th April 2026
Louise H's avatar
Louise H

Normal it wasn’t bad or good to be honest

5
Normal it wasn’t bad or good to be honest Reviewed on: 19th April 2026
MS A's avatar
MS A

It was easy to use and pretty fool proof to set up.

5
It was easy to use and pretty fool proof to set up. They don't loan more then your capable of returning which is very helpful. Reviewed on: 19th April 2026
Donna's avatar
Donna

Good and fast acting had a issue with a seller PayPa...

5
Good and fast acting had a issue with a seller PayPal cleared it up fast and easy for me Reviewed on: 19th April 2026
james g's avatar
james g

I had a great experience with PayPal Credit.

5
I had a great experience with PayPal Credit. It was quick to set up, easy to use, and helped make payments more manageable. Reviewed on: 19th April 2026
Paul U's avatar
Paul U

It been a good experience this far especially how sp...

5
It been a good experience this far especially how spending now give points Reviewed on: 19th April 2026
Naomi c's avatar
Naomi c

Just easy to use and send funds.

5
Just easy to use and send funds. Instant payments to friends and family. Reviewed on: 19th April 2026
Keith G's avatar
Keith G

Awesome experience with Paypal.

5
Awesome experience with Paypal.The experience is well scaled Reviewed on: 19th April 2026
DAMILOLA B's avatar
DAMILOLA B

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