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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146565 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146565)

Secure and trusted method of Payment.

I use PayPal as often as I can as a secure and trusted method of payment. I've never had any issues and have recommended to my family too. The option to spread the cost, interest free, is great when budgeting for larger items. Reviewed on: 8th June 2026

Long time interest free credit.

Long time interest free credit. Very easy to use. Help me better organise my finances. Reviewed on: 8th June 2026

Paypal credit is an excellent back up option, especi...

Paypal credit is an excellent back up option, especially for large purchases like a phone where you can pay back monthly with 0% interest for a certain period of time. I did this and it was well worth it Reviewed on: 8th June 2026

Happy customer for 14 years

Had my account for 10+ years and any problem that I’ve had has always been resolved. Cant fault PayPal has always been my 1st choice. Reviewed on: 8th June 2026

Excellent customer service

I have used PayPal for years. It’s safe, secure and I always feel protected. I had some flights cancelled, my money was returned straight away and the customer service second to none. Reviewed on: 8th June 2026

Easy online payments across many websites

Easy online payments across many websites and apps * Buyer protection programs for some purchases * Fast money transfers between people in supported regions Reviewed on: 8th June 2026

Helpful When I Needed It Most

I’ve been using PayPal Credit for a while now, and it’s genuinely helped me manage larger purchases without having to pay everything upfront. I like how easy it is to use, especially when shopping online, and being able to spread payments has taken a lot of pressure off my finances at times. The account is straightforward to manage through PayPal, and I always know where I stand with my balance and payments. While there have been a few occasions where I wished customer support was quicker to respond, my overall experience has been positive. For me, PayPal Credit has been a reliable and convenient option, and I’d happily continue using it in the future. Reviewed on: 8th June 2026

Excellent product and service.

Have used Paypal credit and Pay In 3 for several purchases, always stress free and easy to setup and navigate. Reviewed on: 8th June 2026

Paypal is the Way!

The ease of purchase & security benefits Reviewed on: 8th June 2026

Great service

Every paypal transaction has left me protected and secure Reviewed on: 8th June 2026

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