Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy completely hassle free, always there when you n...

Easy completely hassle free, always there when you need a helping hand with anything Reviewed on: 7th July 2026

Very easy to you and 100% safe, used PayPal for year...

Very easy to you and 100% safe, used PayPal for years and the team have never let me down Reviewed on: 7th July 2026

Safest and reliable payment service and the best and...

Safest and reliable payment service and the best and one and only 0% credit provider Reviewed on: 7th July 2026

perception change positive 180

Never experienced credit before -utterly changed perspective on using credit to make life easier, and it has. Total Paypal credit convert! Reviewed on: 7th July 2026

Good value and easy to use

Just couldn’t have been simpler ! Very good and impressed with service Reviewed on: 7th July 2026

PayPal have always been there to help...

PayPal have always been there to help me with financial purchases which are sometimes out of reach as a one off payment. Reviewed on: 7th July 2026

I always use pay pal.

I always use pay pal. Very reliable Reviewed on: 7th July 2026

Easy to use, with a safety net and always great cust...

Easy to use, with a safety net and always great customer service. Being able to speak to a human is fantastic! Reviewed on: 7th July 2026

Paypal experience

Great love PayPal , always use and always will Reviewed on: 7th July 2026

Never had a single problem .

Never had a single problem . Customer service excellent. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub