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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146559 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146559)

Great customer service.

Great customer service. Interest free terms very helpful Reviewed on: 8th June 2026

I’ve used this a lot as it has meant that I can purc...

I’ve used this a lot as it has meant that I can purchase items that I may need or want straight away, particularly if they are a good price at that particular time. As the payments are then taken automatically I don’t have to think or worry about remembering them! Reviewed on: 8th June 2026

Long time interest free credit.

Long time interest free credit. Very easy to use. Help me better organise my finances. Reviewed on: 8th June 2026

earn cash

Easy way to earn cash, with you’re normal spending Reviewed on: 8th June 2026

It works.

It works. What else is there to say. Reviewed on: 8th June 2026

Good experience - easy to use, reliable service and...

Good experience - easy to use, reliable service and would recommend. Been using a long time Reviewed on: 8th June 2026

Solving disputes and problems

Excellent at solving disputes over non delivery and refunds i have always had great service. Reviewed on: 8th June 2026

Excellento

Very straight forward and reliable Reviewed on: 8th June 2026

Always a flawless service.

Always a flawless service....happy to help and informative regarding my account. Never had any problems and if I did they were resolved swiftly Reviewed on: 8th June 2026

I have never had a negative time.

I have never had a negative time. I’ve only used it a few times. The payments are always far Reviewed on: 8th June 2026

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