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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal Always there

Always been a goof experience both online and dealing with customer services Reviewed on: 7th July 2026

No problems easy to use, simple, understandable

No problems easy to use, simple, understandable Reviewed on: 7th July 2026

Much needed help in difficult times.

PayPal credit allowed me to make purchases that otherwise would not have been possible due to cash flow. It's a brilliant service! Reviewed on: 7th July 2026

Great service s

Always prompt if I've had any queries Reviewed on: 7th July 2026

Thankful to have flexible option, it’s great to have...

Thankful to have flexible option, it’s great to have a way of spreading cost with little interest Reviewed on: 7th July 2026

Reliable and user friendly experience

Have had been using PayPal for online purchases for years. Very reliable and user friendly, their financial options like PayPal credit and pay in instalments are transparent and convenient for me when I needed it. Reviewed on: 7th July 2026

A useful tool for helping spread out larger payments...

A useful tool for helping spread out larger payments over several months interest free. Plus the additional protection that PayPal provides. It is a useful tool for helping me manage my money better. Reviewed on: 7th July 2026

Every time I’ve had problem it’s very quickly sorted...

Every time I’ve had problem it’s very quickly sorted out Reviewed on: 7th July 2026

Paypal as always been good never had any issues wit...

Paypal as always been good never had any issues with it, safe and secure easy to use and whenever I have had any issues it's been sorted out without any problems Reviewed on: 7th July 2026

With PayPal you can rest easy.

With PayPal you can rest easy knowing your payment is safe and secure. Its very convenient simple payment method you can just relax about, ive used it for many years. Reviewed on: 7th July 2026

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